Browse Month: October 2017

Nurse Practitioner #nurse #practitioner #degree


How to Become a Nurse Practitioner

Nurse practitioners (NPs) are health care providers who practice in a variety of settings such as acute care, outpatient care and specialty clinics. Sometimes they serve in leadership, management, research or teaching roles within healthcare organizations or universities. They are registered nurses who have undergone advanced academic and clinical training to provide medical care for a wide variety of patients. Their daily practice closely resembles that of a doctor.

A nurse practitioner has an advanced degree – either a master’s or doctorate (DNP or PhD). In most states, they practice with independent licensure, but in some states they have collaborative agreements with physicians. Nurse practitioners are known as advanced practice nurses (APRNs) and, if they have a Doctorate in Nursing Practice, can be referred to as DNPs. With their many years of training, they are qualified and licensed to provide a wide array of health services to their patients, such as:

  • Performing thorough examinations and evaluations
  • Diagnosing diseases and conditions
  • Initiating and managing treatments
  • Ordering and interpreting tests
  • Performing minor surgical procedures or assisting in major surgical procedures
  • Prescribing medications (where permitted by law)
  • Providing counseling and education

Many NPs serve as primary care providers to adults, children and families. Others specialize in a particular area of medicine, such as psychiatry, dermatology or midwifery. Nurse practitioners are trained in the nursing model, while medical doctors or physician assistants are trained in the medical model. The nursing model focuses on an evidence-based approach to addressing a patient’s mental, social, and physical needs to bring about long-term wellness. This is also referred to as the bio-psycho-social model. The medical model focuses on the eradication of disease and treatment of diagnoses. This helps explain why nurse practitioners often take the time to listen to their patients’ concerns and enact holistic approaches to their care. They also take time to educate and provide lifestyle modifications to help with their patients’ symptoms.

When it comes to achieving positive outcomes for patients, research shows that nurse practitioners are every bit as successful as physicians. What’s more, patients of nurse practitioners report high levels of satisfaction with their care. For compassionate people who value responsibility and intellectual stimulation, a career as a nurse practitioner is extremely rewarding. Through a combination of counseling, education and medical intervention, they help patients live longer, healthier and more productive lives.

Work Environment

Education and Training

Nurse practitioners must first earn a bachelor’s degree in nursing (BSN) from an accredited training program. This takes about four years of full-time study and requires both classroom and clinical learning. Some RNs that hold an associate degree (ASN) may pursue a bridge BSN program to obtain this degree while working as a nurse. Students who have earned a four-year degree in a non-nursing field should look into an accelerated BSN program, which can allow them to become a nurse in 12-16 months of study. Once students graduate with their BSN degree, they must successfully pass the national nursing exam (NCLEX) and obtain licensure as an RN in their state.

Nurse practitioner students then must complete an additional two to three full-time years of study to earn a master’s degree in nursing (MSN) or Doctorate of Nursing Practice (DNP). Typically, part-time programs are possible but may take longer to complete. Graduate programs include in-depth courses in pathophysiology, pharmacology, medical ethics, and medical diagnosis and management, as well as extensive clinical training. Many graduate and doctoral programs offer some or all of their didactic courses online. During this phase, students begin to focus on a specialty, such as:

  • Family care
  • Acute care or primary care
  • Oncology
  • Geriatrics
  • Pediatrics
  • Psychiatric-mental health
  • Adult-focused care
  • Neonatology

Many graduate schools require NP candidates to have a year of experience as a registered nurse (RN). Others offer bridge programs so that a student can do an RN to DNP during the same course of study. The Accreditation Commission for Education in Nursing (ACEN) and American Association of Colleges of Nursing list accredited programs on their websites.

All NP/DNP education programs include extensive clinical experience; most require 500-1000 hours of clinical rotations. To enter some specialties and sub-specialties (child and adolescent psychiatry, for example), nurse practitioners must complete additional supervised clinical experience.

How are NPs unique from midwives, CRNAs, or PAs?

NPs, nurse midwives, nurse anesthetists and physician assistants all pursue high-quality graduate education to obtain their level of practice. Nurse midwives (CNMs) and nurse anesthetists (CRNAs) also become BSN nurses at the outset, but they pursue different tracks of graduate study than nurse practitioners. They obtain similar high-quality advanced clinical practice. Meanwhile, physician assistants (PAs) are trained in 2-year graduate programs and can have similar roles as NPs, but cannot work independently of a physician.

Licensing and Certification

Nurse practitioners must be licensed by the state in which they practice. This requires graduation from accredited training programs, successful RN licensure, and board certification in the advanced practice specialty. The board certification typically requires passing a national exam and most certifications have to be renewed every 3-5 years. In some states, nurse practitioners must meet mandatory training requirements (for example, courses in medication safety) prior to licensure.

Healthcare professionals are held to high ethical standards. They undergo background checks, fingerprinting, and validation of all reported credentials in order to obtain licenses, certification, education, and employment. A criminal record may prevent an applicant from succession or stop a current NP from practicing.

The following organizations award board certification in nursing. Candidates must hold an RN license and meet educational and training requirements:

Necessary Skills and Qualities

To provide high-quality care, nurse practitioners must be compassionate, empathetic, patient and nonjudgmental. Excellent interpersonal skills are needed to communicate effectively with patients, families and other professionals.

In order to diagnose and treat patients effectively, nurse practitioners rely on excellent analytical and observational skills. They must be especially attentive to detail when performing surgery or prescribing medications.

Opportunities for Advancement

Experienced nurse practitioners often specialize in one or more clinical area of interest. Others serve as managers or administrators of healthcare facilities and community agencies. Some leave the clinical setting to start a private practice or teach at the university level. Many NPs serve as consultants within the healthcare, pharmaceutical or insurance industries.

Opportunities for advancement increase with education, experience and certification in multiple specialty areas.

If you would like to gain the necessary education to become a nurse practitioner, we highly recommend that you check out our free School Finder Tool located HERE .

The average annual salary of a nurse practitioner is $97,990 according to the U.S. Bureau of Labor Statistics. Most earn between $82,720 and $113,470, though the top 10% of wage earners make around $131,050. In many specialties, the average salary is between $95,000 and $120,000.

The demand for nurse practitioners will grow greatly in coming years; the Bureau of Labor Statistics projects job growth of 34% for NPs from 2012 to 2022. Reasons for this high growth include the increasing insured rate of patients, growing elderly population, shortage of doctors, and the current emphasis on preventative care. Hospitals, health departments and home health care agencies are hiring a growing number of NPs to handle some of the workload formerly handled by doctors, and this trend is expected to continue.

Job prospects will be especially good for nurse practitioners who specialize in geriatrics and are willing to work in nursing homes and long-term care facilities. Candidates may increase their job prospects by relocating to rural or urban areas, both of which are experiencing health care worker shortages.

Related Careers

Extrapyramidal syndrome, definition of extrapyramidal syndrome by Medical dictionary, extrapyramidal symptoms.#Extrapyramidal #symptoms


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Masters in organizational communication #mba, #msa, #trinity, #trinity #college, #university, #college, #washington #dc, #undergraduate, #graduate,


Master of Science in Administration (MSA)


The Master of Science in Administration promotes and facilitates the development of leaders in public, private, and nonprofit organizations by focusing on key competencies, which positively influence others to achieve goals and realize a shared vision. Learn real world applications of behaviors and attitudes of effective leaders rooted in positive values aligned with your organization’s strategic vision and mission. The MSA offers courses to help leaders develop unique attributes of self-awareness, self-mastery, interpersonal influence, critical thinking, and a problem-solving mindset. MSA leaders influence organizations, agencies, and associations in the private, nonprofit, non-government, and government sectors including, private business, consulting groups, government agencies, public utilities, schools, colleges, workplaces, healthcare facilities, and public health settings.

Program Summary

The Master of Science in Administration (MSA) is an alternate weekend, 36-credit, 20-month program with an 18-credit focus in the following career specializations: health advocacy, human resource management, and dynamic leaders and organizations.

Health Advocacy

Are you motivated to address health inequalities in global and local health?

The MSA inHealth Advocacy engages students in the work of advocacy for those whose health is at risk. Students of the Health Advocacy program learn to:

  • raise awareness
  • reinforce healthy practices
  • promote health
  • prevent disease, disability, and premature death

Health Advocacy students gain knowledge of health disparities, develop skills in cultural competence, and engage in needs assessment, to determine a strategic plan, implement programs, and coordinate a variety of services.

Human Resource Management

Are you interested in a career motivating a talented, engaged workforce?

Engage in a program approved by the Society for Human Resources Management (SHRM) and designed to meet the SHRM competencies for leadership in human resources. The MSA in Human Resources Management prepares graduates who are both competent human resources managers and who are able to express themselves as leaders from the C-suite through all levels of the organization. The MSA in Human Resources Management prepares students for SHRM certification (SHRM-CP, SHRM-SCP) or HRCI certification (PHR, SPHR).

Students of the Human Resources Management program learn to:

  • analyze programs
  • perform needs assessments
  • determine skills and competencies
  • develop training and education initiatives

Dynamic Leaders and Organizations

Are you seeking a career opportunity with leading employers recruiting candidates who can solve critical problems, manage day-to-day issues, and resolve crises?

The Dynamic Leaders and Organizations program facilitates the development of leaders who have a positive influence on their followers, organizations, and their stakeholder communities to produce outstanding, innovative, and provocative results. Students of the Dynamic Leaders and Organizations program learn to:

  • exert influence through interpersonal relationships
  • share knowledge and information to make timely decisions
  • apply sound and ethical values to ensure the organization s growth and sustainability
  • understand the strategy and culture of complex organizations

The Dynamic Leaders and Organizations track also offers an optional 9-credit concentration in Program Management for Government (PMG) .

Featured Courses

HADV 601 Health Disparity and Social Inequality In this course students explore and define their roles as health advocates for populations suffering from health disparities. Students assess differences in health, which result from environment, care (access, quality, or utilization), health status, or lack of awareness of health outcomes. Students will distinguish between disparities due to inequity (differences in rates of health outcomes) and disparities due to inequalities (unnecessary, unavoidable, unfair, and unjust health outcomes). Issues of social inequality and social justice are intertwined with health disparity, especially for disadvantaged and minority populations. Students analyze and categorize patterns within the health determinants of populations to identify disparitie s and th eir related social factors compared to non-minority or majority populations using data from the DHHS, CDC, NIH, Healthy People, and other sources. Students evaluate the effects of health disparities within specific populations, identify health determinants and social aspects influences on the health disparity, choose an appropriate comparison group, determine the appropriate measures, and evaluate existing programs, initiatives, or individual behaviors for effectiveness.
3 Credits
Prerequisites: None HADV 621 Health Advocacy: Access and Navigation In this course students determine the appropriate roles a health practitioner might adopt to promote an individual or community’s health care experience and to improve health outcomes. In an increasingly complex healthcare market and range of treatments it is important for the health care advocate to be able to assess a patient’s diagnosis, risks, needs, and recommended treatment to direct individuals or communities to the best experiences and outcomes. This is critically important for minority, disadvantaged, or special populations who are often unaware of the severity of their conditions and potential health outcomes. Students demonstrate the ability to inform and educate individuals or communities of their health status, treatm ent plan s, access to quality care, community health services, and to advocate to insurance systems and health institutions in an ethical and caring manner to improve health outcomes and social inequalities.
3 Credits
Prerequisites: None ADMN 661 Leaders and Complex Organizations Leadership has profound influence on the design, functionality, culture, and effectiveness of organizations. The organizations they lead are rarely static, stability is difficult to manage, and the reality of organizational life is complex, dynamic, and nuanced. Students engage in developing their leadership acumen and applying it to the design of an organization, which is adaptive, agile, and appreciative by intention, preparing them to act as a leader and change agent of organizational learning. Students will develop and implement a leadership growth plan and engage in activities that promote her or his development as a leader. Students determin e effect ive elements of organizations, design complex adaptive organizations, and apply measures of assessment, while establishing and negotiating their role as leaders and change agents. Formerly ADMN 661 Organizations and the Individual.
3 credits
Prerequisites: None ADMN 625 Contracts & Procurement for Public Programs The management and negotiation of public contracts and acquisitions is a complex process requiring a high level of self-knowledge and awareness of other, the effects of differences (culture, gender, and others) and conflict on the negotiation process. Students identify, discern, and apply appropriate strategies for developing proposals, managing bids and negotiating public contracts and acquisitions. Students analyze mandates for contract requirements, vendor offerings, and assess bargaining positions. Students implement the principles and processes of federal procurement Federal Acquisition Regulation (FAR) an d their application to successful contracting decisions, enforcement of contract terms, financial analysis and management, and disputes and appeals in these processes. Students evaluate progress, work scope, cost and price, terms and conditions, and contract changes. Formerly ADMN 625 Contracts Negotiations.
3 credits
Prerequisite: None

Career Paths

Health Advocacy graduates engage in careers as:

  • Community/ Public Health advocates
  • Health outreach coordinators
  • Health education specialists
  • Health program evaluators

Human Resources Management graduates engage in a variety of healthcare settings as:

  • Human Resources Director
  • Compensation Manager
  • Training and Development Lead
  • Claims Supervisor
  • Talent Manager
  • Compliance Manager

Dynamic Leaders and Organizations graduates engage in a variety of careers as:

  • Change team leaders
  • Development strategists
  • Training and development managers
  • Project leaders




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6 Top Programming Languages For Mobile Development #mobile #enterprise #applications


6 Top Programming Languages For Mobile Development

(Image: geralt via Pixabay)

Mobile devices are the fastest-growing enterprise platforms in IT.

Enterprise IT shops and software publishers alike are moving every possible application to run on tablets, smartphones, and even smartwatches. Behind that set of decisions, though, is a huge question: How do you make it happen?

There are two broad paths that can be taken. One path has the Web browser as its destination. The idea is simple: Write once for a Web browser and you don’t have to develop a separate application for each platform. Of course, developers know that reality isn’t nearly as simple as the idea, but programmers can still write versions of an application for many different platforms using a single language and many pieces of re-usable code.

The question, then becomes which single language to use — and how to make the various pieces of the Web app puzzle come together.

The other path arrives at a dedicated app for each mobile device. There are obvious costs associated with developing a separate app for each platform, but there are advantages, as well. One of the most important is that performance of a dedicated app will almost certainly be better than the performance of an app that has to run through a browser for everything that happens.

Another advantage is that there are simply things that can’t be done in a Web browser — working with other apps, storing and retrieving files from particular locations, and direct control of device hardware among them — that are possible with a dedicated app.

So the battle rages between those who see a world of apps and those who see the end of apps. Whichever path you choose, business needs will require that the development be done as efficiently and effectively as possible.

Which languages promise both these qualities? Let’s take a look at the most popular options available today and see which might work the best for your situation.

Curtis Franklin Jr. is executive editor for technical content at InformationWeek. In this role he oversees product and technology coverage for the publication. In addition he acts as executive producer for InformationWeek Radio and Interop Radio where he works with. View Full Bio

Export Documentation Software, Denied Persons Screening, and Compliance System for International Trade

Welcome to Global Wizard, the timesaver of international trade. Global Wizard is a Software-as-a-Service (SaaS) application that includes the modules your company needs to complete Denied Persons Screening, determine International Trade Requirements, and fulfill Import/Export Documentation Requirements for over 200 countries. Our program assists global traders in the generation of import and export documents and completing the trade compliance process.

Designed and updated by global trade experts. and hosted and managed on our secure and reliable dedicated servers, Global Wizard makes international trading easier, faster, and more cost effective for businesses. Since it is based on transaction-based pricing, the system has a rapid payoff and a high return on investment (ROI) for small and large companies alike.

How can Global Wizard help your company? Visit our product pages, watch a quick Global Wizard product demo. and if you have any questions or would like more information please Contact Us today.

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  • Top US Exports
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  • Schedule B/HTS Valid For Export Codes Updated
    The US Government released updates to its Schedule B and HTS for Import numbers that are valid for update. �Global Wizard has been updated, and here are some fun statistics about this update. There are 22,138 valid codes. 74 codes are new. 7 codes were that were previously deleted�were reactivated. Read more
  • Spotlight on Global Wizard: Shipment Status
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  • IoT and Exports � Projected Growth
    IoT. �The Internet of Things. �My favorite Thing is my FitBit, which is currently on the fritz, and I suspect a have a new one arriving packaged and wrapped for my birthday in late July. For those unfamiliar, the Internet of Things refers to non-computer items that iteract with the. Read more

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    Peak Addiction Recovery – Peak Addiction Recovery #care #addiction #recovery


    Peak Addiction Recovery

    Peak Addiction Recovery is a treatment center offering freedom from the bondage of alcohol and drug addiction.

    Through professional, comprehensive treatment services from inpatient treatment to outpatient care we offer solutions to a deadly disease.

    Peak Addiction Recovery offers affordable, proven, and effective treatment within the following levels of care:

    • Inpatient Treatment/Rehabilitation.
    • Transitional Living.
    • Transitional Living with aftercare services

    Peak Addiction Recovery believes that recovery occurs on the physical, emotional, mental and spiritual levels and does not happen overnight. Our treatment model is thorough, loving, proven, and most importantly; statistically effective.

    Untreated addiction will typically kill the individual addict or alcoholic. We believe that addiction is a clinically diagnosed illness and that true freedom from this disease comes from complete sobriety and relearning how to live life on life s terms.

    Going to treatment is an enormous step towards a lifetime of recovery, but an addict cannot just go to treatment to receive the cure for their addiction.

    This is it the jumping off point the result of the disintegration of the soul. The point where your body has no fight left. This is the moment of the game where there are no more plays. No more outs. No more options. This is the place where every addict and alcoholic eventually gets to. The thought of living our lives in a normal way is unthinkable more unthinkable than continuing on the path we are on.

    So when we ask for help, it doesn t come from a place of fear it doesn t come from a place of sadness. It comes from the core of our soul. The core of our being that was once full of life but has now become cold. The place where nothing lives anymore except the truth.

    The truth now as you enter treatment to get help is simply this: If you do not allow this help to work you will most certainly die from your disease of addiction. This isn t fun anymore. The fun elements of using and drinking are long gone. This is a process that has been proven over and over again to save lives. Please, embrace the process, learn about your affliction and begin a new life. The path in front of you is full of hopes and dreams that your mind has not even conceived yet.

    How It Works

    Treatment begins with a thorough assessment and evaluation process that produces a thorough individual treatment plan for each client. Treatment consists of numerous structured activities designed to implement healing. These include significant individual counseling, behavioral and motivational therapy, medical care to address co-existing conditions, relapse prevention planning, yoga and exercise therapy, appropriate nutrition, community re-entry planning, 12-step introduction and meetings, spiritual discovery, step-down sober living, after patient care, out-patient therapy and much, much more.

    Receiving viable, proven treatment for addiction isn t free. Sadly, often times when an addict or alcoholic is truly at a place to receive treatment and help they have exhausted their financial resources and no longer have insurance. From its beginnings, Peak Addiction Recovery has been committed to serving these unfunded and uninsured clients. Peak Addiction Recovery firmly believes that an alcoholic/addict will never fully reach their full potential in life without treating their disease, and believes that everyone deserves a chance to get better with or without the ability to pay for treatment.

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    Drug and alcohol addiction impacts the lives of 63% of all Americans. There are more deaths and disabilities each year in the U.S. from substance abuse than from any other cause. Most alcoholics and addicts cannot achieve long-term sobriety by themselves, and over 90% will die from their disease. We are here to help.

    Know that there are a lot of distinctive types of addiction. It isn’t always drug addiction or alcoholism; common actions like eating, shopping, or even just getting some exercise can turn into objects of addiction for some of us. Just ask yourself if it really is taking more of something to make you feel good, if you’re concealing things or lying in relation to what you’re doing, and if you feel guilty or ashamed; if so you’re experiencing the warning signs of addiction and would be well advised to get some counseling. You know the saying, “All things in moderation”–just be vigilant that those things will not start to dominate your existence.

    Don’t hesitate to notify a buddy or trusted analyst and ask for help if you’re concerned that you may be an addict. You can regain control of your own fate and leave your dependence behind.

    Website Design, Cheap Websites, Fast – Havealook Websites #web #site #marketing, #search #engine #marketing, #web


    Australia’s Number 1 Affordable Web Designer

    Havealook is one of Australia’s fastest growing website design companies providing quality website design, specifically tailored for small and medium sized businesses.

    The cost to run your own website is now affordable as all our customers have access to our own World’s Easiest Self-Update Console. This means your website does not need the help of a website designer to make small changes or add a new photo that can cost hundreds per update. Advantages of updating your own site not only gives you the ability to update your information, it also allows you to build online marketing campaigns, promotions, specials, etc and keep them up to date.

    We offer a range of web solutions from web design. web site marketing. search engine optimization, e-commerce, self updatable web sites, Copy Writing and build your own web page. We have a major focus on customer service to ensure that we deliver the best web site results to you.

    Our team has a passion to deliver quality website solutions with great customer service. We know from experience that many people have little knowledge of where to start with a website, but that is ok as we will manage the whole process and put your information and photos into a completely finished web site and launch it.

    Australian consumers are more likely than ever before to use the internet to find products and services and we understand that getting the most out of your website is important. The right Internet Marketing can drive extra business through your website. Having an informative web site is like having your own sales person online working for you.

    We have hundreds of thousands of lines of programming and web code that we have already built that you are able to leverage on, which means we can launch a site quickly, efficiently with our World’s Easiest Self-Update Console included.

    We strive to make the whole process as easy as possible and provide web site solutions to clients through Melbourne, Adelaide, Sydney, Brisbane, Perth and Internationally including the UK and New Zealand.

    15 Most Affordable Online Master’s in Educational Leadership Degree Programs #affordable #online #graduate #programs, #15


    15 Most Affordable Online Master’s in Educational Leadership Degree Programs

    In the fast paced, ever changing environment of education, those seeking to move into leadership positions must have their finger on the pulse of modern movements in the field. Most states require school administrators and principals to have a degree in educational leadership or administration. A good program prepares prospective administrators for both the licensure exams, and the challenges of managing the affairs of schools.

    This is a list of the fifteen cheapest graduate degrees in educational leadership and educational administration at institutions that are accredited by major regional or national accrediting bodies. These schools offer both quality programs, and affordable tuition. Many of the public universities on this list offer reduced rates for online students, and the cheapest, offer online students resident tuition rates. All tuition rates are taken directly from the website of each individual university. The rates as we have recorded them are the cost of the full program, divided in two. The assumption is that on average it will take students two years to complete the degrees. Thus the tuition of the full program can be accurately calculated by multiplying the tuition listed here by two.

    #15. Emporia State University: M.S. in Education Administration

    This 35-hour program starts off our list of the cheapest graduate degrees in education leadership and administration. Even though it’s the most expensive program on our list, it’s still an incredibly cheap program overall. The program is designed to qualify students for licensure as principal, assistant principal, or athletic director.

    #14. Sam Houston State University: M.Ed. in Administration

    Sam Houston State University offers a program specifically designed to meet the needs of students seeking to work toward a Principal Certification. The program emphasizes general leadership strategies, and covers the fundamental technical knowledge necessary for effective business management, and meeting local and federal regulations.

    #13. North Carolina State University: Online Master of School Administration

    The Master of School Administration program at N.C. State is both high quality and affordable. The primary focus of the program is to train education leaders to implement strategies that improve the learning environment of their students and improve their performance.

    #12. California State University East Bay: M.S. in Educational Leadership

    It is very much a sign of the times that even California public universities are starting to offer a standard low rate for online students from out of state. This program has an option to pursue the California Preliminary Administrative Credential, which is an extra 12 credits. With tuition this low, if you are planning on working in California, it’s an easy decision.

    #11. Purdue University Calumet: M.S.Ed. in Educational Leadership

    Purdue University at Calumet offers students a strong educational leadership program. Program graduates have a very high pass rate on the School Leaders Licensure Assessment exam. The Purdue System’s Center administers the program itself for Educational Leadership, which is housed on the Calumet campus.

    #10. University of Arkansas: M.Ed. in Educational Leadership

    The Educational Leadership program at the University of Arkansas is designed to emphasize summer courses, as this is the period where education professionals tend to have the most flexibility. The program itself is GRE exempt, though students must have a valid teaching license. The program is accredited at the highest level for education programs by NCATE.

    #9. West Texas A M University: M.Ed. in Educational Leadership

    The Texas A M University system is a very strong system within the greater Texas Public University System. Though WTAMU does charge more for non-residents than residents, the tuition is still incredibly low. Pair that with the quality Educational Leadership program, and students attending this school online can’t lose.

    #8. Western Governors University: M.S. in Educational Leadership

    19 visionary former governors in the mid-1990s founded this very successful grand experiment and venture, when the Internet was just starting to come into its own. The billing at WGU is semester based, so the faster you get your degree done, the cheaper it is. However, though the billing structure rewards fast completion, the tuition is still incredibly low even for students that take the standard amount of time.

    #7. Columbia College: M.Ed. in Educational Leadership

    The Educational Leadership at Columbia College features both a School Principalship and an Instructional Leader track. While the principal track does not guarantee students principal certification, the program does qualify and prepare students to pursue principal certification in the state of Missouri.

    #6. University of Louisiana Monroe: M.Ed. in Educational Leadership

    ULM offers students a program that focuses on adaptability. American values regarding education are changing and administrators need to be ready to change along with those values. The program also offers students the chance to earn over eight different certifications.

    #5. Lamar University: M.Ed. in Educational Administration

    One of many affordable online programs coming out of the state of Texas, Lamar offers a program that can be completed in 18 months. The program focuses on providing students with the tools and skills to apply critical research based data in ways that will meet the needs of their schools.

    #4. University of North Dakota: M.Ed. in Educational Leadership

    The University of North Dakota was one of the public universities that pioneered the practice of allowing out of state online students to attend at residential tuition rates. This practice is quickly becoming the standard for many of the up and coming online programs in the country. The M.Ed. program at UND can be completed in as little as one year. The program prepares students to assume a significant leadership role in any K-12 setting.

    #3. Howard Payne University: M.Ed. in Instructional Leadership

    The Instructional Leadership program at HPU is designed to cause minimum disruption in the busy life of the education professional. The program does this without sacrificing quality. The program meets the Texas standards for principal certification, though this varies from state to state so out of state students should make sure to research the program and see that it fits their needs.

    #2. Fort Hays State University: M.S. in Educational Administration

    The online M.S. in Educational Leadership program at Fort Hays State University is specifically designed for students seeking to become school principals. This is a high quality program, made available at the resident tuition rate for all online students.

    #1. University of Texas at Permian Basin: M.A. in Educational Leadership

    UTPB is a fantastic example of why the future of distance education is so bright. A public school with low tuition, that extends resident tuition rates to online students, making it possible to earn a graduate degree for well under $10k is a game changer in education. Each course for the M.Ed. program is just seven weeks long, and the degree can easily be earned within 24 months.

    5 Different Jobs With An International Business Degree #bachelor #degree #of #business


    5 Different Jobs With An International Business Degree

    You re in college and decide that you want to pursue international business. There are many segments to international business, so there are several questions you need to ask yourself:

    What part of business are you interested in? What kind of job do you want? How much do you want to travel?

    5 Jobs With An International Business Degree

    The options ahead of you are quite varied, depending on where or what you decide to specialize in. Here are five different jobs available for someone with an international business degree. Please note that many of these positions are only obtainable after receiving an advanced degree.

    1. International Accountant

    If you found accounting interesting during your business classes, you can pursue a career as an international accountant. This career usually involves obtaining an MBA in accounting in addition to your bachelors of international business. This position is very important as standard GAAP doesn t apply in every country. The company will need your expertise in knowing the various tax laws and currency exchanges as well as how to read and create financial statements for other countries’ laws and specifications

    2. Import/Export Compliance Specialist (Or Customs Compliance)

    This job is found in both the federal government and private sector. You could also be an independent contractor and work for several companies. A compliance specialist maintains the compliance of imports and exports within regulatory law, both domestic and international. In addition, you would need to make changes as needed to stay within the regulatory laws. The most lucrative jobs are found within the federal government.

    3. International Economist

    Economists study the market, they analyze, examine trends, and make projections. An international economist does this on an international level and not just domestically. Companies in the international market or those looking to enter it will use an international economist to watch the trends, examine economies, and make projections about the places they are interested in doing business with or continuing. This is not an entry-level position but you can work your way up to one from starting in finance or marketing within that organization.

    4. Management Analyst

    Also called a management consultant, these jobs are found everywhere domestically. They analyze company operations to look at efficiencies, examine profit margins, and study the company structure. With an international business degree, you can go beyond the domestic side and examine how the international segments of the company can be improved. This position often involves significant travel or living abroad as you will have to personally examine the segment of the company in order to analyze its function.

    5. International Banking

    For degree holders who have an interest in banking, you have some choices with an international business degree. You could work at a local bank with foreign accounts or at a foreign-owned bank that does business in your country.

    After you complete your degree, you will have several different options on where you want to go in your career, from finance to banking to consulting. While many of these jobs need advanced degrees or specialization, they are still obtainable and lucrative.

    It infrastructure companies #it #infrastructure #companies



    Sound infrastructure is the foundation for strong performance. At Babcock we design, build, operate and maintain the critical infrastructure needed to meet complex and fast moving challenges world-wide.

    We power industry, business and communities by ensuring that thousands of miles of high voltage power lines are managed and maintained to the highest standard. As the largest conventional track renewals organisation in the country, our work keeps millions of people moving every day. We are at the heart of the communications industry and manage and maintain the Skelton Mast in Cumbria; a shortwave radio transmitter which is the tallest structure in the UK. We manage a vast portfolio of property, ranging from high security Ministry of Defence (MoD) operational facilities to your local schools, offices and hospitals.

    Our experience spans generations. The BBC’s first public television transmission in 1936 came from the Alexandra Palace Tower, which Babcock designed, and our work with the BBC has continued uninterrupted until today. We believe that says something very powerful about the quality of infrastructure support on offer from Babcock.

    Related Services

    Military Aviation Equipment Support

    Our support to air operations is essential to delivering mission ready aircraft to the RAF.

    Airbase Support Estate Management

    One of our greatest strengths is that we help our customers reduce costs, increase efficiency and work in a sustainably responsible way across their estate.

    Naval Base Management

    Babcock delivers naval base support functions at the Ministry of Defence’s two key naval bases at Devonport and Clyde in the UK and has a similar contract with the New Zealand Defence Force

    Soft Key Solutions – Dongle backup and recovery service #on-line #backup #solutions, #dongle #crack #plug


    Soft-Key Solutions

    Soft-Key Solutions services

    We deal with all brands of dongles and your solution is guaranteed for the following dongles :

    • SafeNet Inc USB Key
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    • Aladdin HASP 3, HASP 4, HASP HL
    • Aladdin’s HardLock FAST EYE
    • Rainbow Sentinel SuperPro Pro CPlus
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    Recovering the dongle

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    Dongle emulation for Safe-Net ( Rainbow ) Sentinel UltraPro, SuperPRO, PRO, Scribe and CPlus Hardware key.

    Rainbow Technologies (recently bought by SafeNet) is world wide leader making popular anti-piracy deviced. SoftKey Solutions offers 100% software emulator for Rainbow Sentinel dongles.

    In most cases our technologies allow to make software copy of original Sentinel dongle without sending us your software. Please follow the detailed instruction at Sentinel Emulation step-by-step instruction page to read your dongle and send us the dump file. Then we will make trial version of Rainbow Technologies Sentinel dongle emulator for you.

    Sentinel dongle emulator is designed for Windows 95, 98, NT, 2000, XP and 2003. Sentinel dongle emulator can support up to 5 different Sentinel dongles at the same time.

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    Dongle emulation for Aladdin HASP SRM, HASP HL, HASP 4 and Hardlock dongle

    HASP and Hadrlock are a very popular hardware keys, made by Aladdin Knowledge Systems. We have studied it very well and even its mathematical functions are known to us. We developed the HASP dongle emulator to make hardkey based applications 100% compatible with our software emulation.

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    What is Federal Information Security Management Act (FISMA)? Definition from #fisma #compliant #data #center


    Federal Information Security Management Act (FISMA)

    The Federal Information Security Management Act (FISMA) is United States legislation that defines a comprehensive framework to protect government information, operations and assets against natural or man-made threats. FISMA was signed into law part of the Electronic Government Act of 2002.

    Download this free guide

    Go Now: Malware Protection Best Practices

    Should security teams clean up the malware and move on or format the hard drives to start over with a clean system? In this expert guide, security pros weigh in on how antimalware protects the enterprise.

    By submitting your personal information, you agree that TechTarget and its partners may contact you regarding relevant content, products and special offers.

    You also agree that your personal information may be transferred and processed in the United States, and that you have read and agree to the Terms of Use and the Privacy Policy .

    FISMA assigns responsibilities to various agencies to ensure the security of data in the federal government. The act requires program officials, and the head of each agency, to conduct annual reviews of information security programs, with the intent of keeping risks at or below specified acceptable levels in a cost-effective, timely and efficient manner. The National Institute of Standards and Technology ( NIST ) outlines nine steps toward compliance with FISMA:

    1. Categorize the information to be protected.
    2. Select minimum baseline controls.
    3. Refine controls using a risk assessment procedure.
    4. Document the controls in the system security plan.
    5. Implement security controls in appropriate information systems.
    6. Assess the effectiveness of the security controls once they have been implemented.
    7. Determine agency-level risk to the mission or business case.
    8. Authorize the information system for processing.
    9. Monitor the security controls on a continuous basis.

    This was last updated in May 2013

    Continue Reading About Federal Information Security Management Act (FISMA)

    Related Terms

    Cybersecurity Information Sharing Act (CISA) Cybersecurity Information Sharing Act (CISA) is proposed legislation that will allow United States government agencies and. See complete definition EINSTEIN EINSTEIN monitors and analyzes Internet traffic when it moves in and out of U.S. federal computer networks. See complete definition Office of Personnel Management (OPM) The Office of Personnel Management (OPM) is an independent agency of the United States government that is tasked with the. See complete definition

    Dig Deeper on Government information security management

    Window Replacement Dallas #window #replacement #miami


    Window World of Dallas Fort Worth

    Our Free Estimate Process

    Window World’s free, in-home estimate process makes home improvement easy. To get started, fill out our free-estimate form, or give us a call to set up a time that fits your schedule. On the set day and time of your estimate, a Window World representative will meet you at your home to discuss our industry leading products along with endless design options to fit your style. Schedule your appointment today.

  • Expert Installation

    Put your home improvement needs in the hands of someone you can trust. At Window World, our certified installers quickly and professionally replace your old windows with our premium energy efficient replacement windows. Simply contact us today and we’ll take care of the rest.

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  • Try Our Design Tool!

    With the Window World Design Showcase, you can browse our replacement window and vinyl siding showroom in your own custom styles!

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    Business is good! We are now hiring more qualified craftsmen as installers. For more information, click here or call (866) WIND-189 and ask for Mr. White.

    Customer Reviews

    Read real reviews from real Window World Customers

    • I would like to thank Window World, and its crew for the window installs at my house. I was very impressed with their speed of the work performed, and clean up.
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    View Our Photo Gallery

  • Emma Watson nails off-duty chic in a tan leather jacket as she grabs breakfast with

    By Rebecca Lawrence For Mailonline 19:52 BST 25 Apr 2016, updated 21:50 BST 25 Apr 2016

    She’s gearing up to star as Disney princess Belle in Beauty and The Beast.

    But Emma Watson looked like she’d already found her Prince Charming as she stepped out for breakfast with her boyfriend William Mack Knight in New York on Monday.

    Clad in a tan leather jacket, the 26-year-old actress looked effortlessly chic on the outing as she strolled through the streets.

    Scroll down for video

    Beauty and the Knight! Emma’s solo stroll comes after she was spotted enjoying a daytime date with new beau William Mack Knight earlier this week

    Slipping her slim pins in a pair of cropped skinny jeans, she teamed the trousers with a crisp white shirt, whilst she accessorised with a black leather rucksack.

    Related Articles

    Wearing her caramel coloured locks loose and tousled, she clipped her tresses back into a half-up style whilst loose tendrils framed her pretty face.

    Wearing minimal make-up she allowed her natural beauty to shine through, beaming as she spied her boyfriend waiting at the eatery.

    Going hell for leather! Clad in a tan leather jacket, the 26-year-old actress looked effortlessly chic on the outing as she strolled through the streets whilst her slim pins were slipped into a pair of cropped skinny jeans

    Choose a brown leather like Emma in 3.1 Phillip Lim

    3.1 Phillip Lim lace up leather moto jacket Buy it here at ShopBop

    She was out to breakfast with her beau William Knight and Emma Watson is obviously relaxed in his company, choosing a laid-back ensemble for the occasion.

    The Harry Potter star chose jeans and a shirt for her morning rendezvous, teamed with a brown leather jacket and flat pumps.

    It was the outerwear that made the look for us though with its less usual brown hue and lace up details, this pick by Phillip Lim will add a cool rocker vibe to any outfit. It s obviously a favourite of Emma s too as she s worn it several times before.

    The good news is it s still up for grabs at ShopBop – click right to buy. The bad news is that it costs just over £1k to own one of these badboys, so copying Emma s style doesn t come cheap.

    Luckily, we ve rounded up some similar options below to help steal the look for less than half the price.


    New Look leather-look belted biker jacket

    Brunette beauty! Wearing her caramel coloured locks loose and tousled, she clipped her tresses back into a half-up style whilst loose tendrils framed her pretty face which bore a neutral make-up palette

    Emma and William are believed to have begun dating last Autumn but have opted to keep their relationship low-key.

    The Harry Potter star previously admitted she was worried her wealth may be off-putting to potential boyfriends, but William is believed to be affluent in his own right.

    The tech entrepreneur – who graduated from Princeton – is reportedly makes $150,000 a year and comes from a wealthy background as his father, a retiree, is director of a discreet golf club.

    Chic and cheerful! Looking effortlessly stylish on her outing, she teamed her skinny jeans with a crisp white sleeveless shirt, whilst she accessorised with a black leather rucksack slung over her shoulder

    Au natural: Wearing minimal make-up she allowed her natural beauty to shine through, positively radiating with a healthy glow as she stepped out in the New York sunshine

    Made for each other: Beaming as she spied her boyfriend, Emma seemed in good spirits. The pair are believed to have begun dating last Autumn following her split from Matt Janney in December 2014

    The romance is Emma’s first since splitting from Matt Janney in December 2014 after a year of dating.

    Speaking in the September issue of Vogue. she admitted: ‘I felt really uncomfortable, even before my relationship ended, I went on a silent retreat because I wanted to figure out how to be at home with myself.’

    Following their break-up a spokesperson confirmed the split was down to the actress’ ‘unrelenting work schedule’, adding that things remained ‘amicable’ between the pair.

    Split: Following Emma’s split from Matt Janney -up a spokesperson confirmed their break-up was down to the actress’ ‘unrelenting work schedule’, adding that things remained ‘amicable’ between the pair


    Employee Surveys

    Human Resources Surveys are a proven tool in the effective management of an organisation, and can play a significant role in assisting any organisation in meeting its objectives.

    HR surveys are most frequently used to collect information from within an organisation, by surveying staff throughout the organisation, or selected staff within specific groups, on a particular topic. The most familiar type of internal organisational survey is an Employee Satisfaction Survey , however such surveys can be used for many other purposes.

    Conducting annual, bi-annual, and even monthly human resource surveys can not only improve a work environment but can also increase productivity as well as job retention rates.

    Human resources departments within even the smallest company can implement a survey to measure:
    Employee Satisfaction
    Employee Engagement
    Annual Reviews

    They can also be used in the hiring process to collect job applicant information.

    Studies show that employees that are satisfied and engaged perform better which can have a direct impact on your customer’s satisfaction.

    Job application form

    Job application surveys allow applicants to apply for jobs online. These surveys are embedded on a web site and collect applicant’s information, experience and resumes. You will be glad to have all this data in one central location!

    360-feedback survey

    360-feedback surveys are used during performance reviews to provide employees with management and colleague feedback. These surveys set clear career objectives by assessing skills, identifying areas of improvement, defining goals and training.

    Employee engagement survey

    Employees need to be more than just satisfied to be productive. Employees that are engaged are more likely to contribute to an organization’s improvement. They love their work and look for ways to improve it. This carries over to a department’s and organization success.

    Employee satisfaction survey

    Did you know that satisfied employees perform their jobs better than unsatisfied employees? Not only are satisfied employees more productive, but they can have a positive impact on customer satisfaction.

    Employee exit interview

    Employee Exit interviews are conducted to gain objective feedback about the work culture, management style, operational processes and training needs. These surveys are conducted as an employee is leaving under the assumption that helpful criticism is a driver for organizational improvement. They also allow for the transfer of knowledge.




    Social Science Careers #careers #with #a #political #science #degree, #social #science #careers


    A career in social science can be a rewarding way to put study into practice. Opportunities in this career path include positions that use research and data to understand and improve society. Many of the top careers in social science are also expected to grow faster than average in the next ten years due to the need for qualified individuals to analyze data and trends.


    Anthropologists study many different cultural backgrounds through artifacts, research, and statistical analysis. The primary goal of anthropology is to understand human behavior and improve human conditions. An anthropologist s job description includes collecting data and statistical information to create reports about people and communities. Anthropologists must combine knowledge of biology, evolution, and archeology with current data and trends to help solve social problems. Students interested in anthropology must be prepared to study biology, statistics, and history. Individuals can gain entry into the field upon receiving a master s degree from an accredited university. The median pay for this occupation is $54,230 per year. According to the Bureau of Labor Statistics, job outlook for anthropologists is expected to grow faster than average. As the world becomes more global, anthropologists can help governments and organizations understand and work with other cultures. Related job titles may include archeologist, ethnologist, cultural specialist, or development officer.


    Economists gather and interpret economic data. The data may come from businesses, governments, and organizations. Economists then present this data in a way that others can understand. These professionals may also provide consulting advice and suggest solutions to economic problems. Economists work heavily with numerical data, financial statements, and fiscal reports. A student interested in economics should have a strong proficiency in math, quantitative science, and data interpretation. The student should also be ready to work as professional, and have strong communication skills to present data to clients. To get an entry level job, a individual will need a bachelor s degree in economics from an accredited university. According to the Bureau of Labor Statistics, the median annual pay for an economist was $89,450 in 2010. Related job titles for economists may include business analyst, market research analyst, financial planner, or financial adviser.

    Post-secondary Teacher (Social Science)

    Post-secondary teachers instruct students in a range of settings beyond secondary school. These individuals work at colleges, universities, and research centers. Post-secondary teachers also conduct research in their field of specialization and publish research papers and books. Students interested in becoming post-secondary teachers must have a strong aptitude for reading comprehension, writing, and evaluation. Professionals in this field must know how to interpret data objectively and work well with people from a variety of backgrounds. Time management and ability to work in groups to solve problems is also important. According to the Bureau of Labor Statistics, the median annual pay for post-secondary teachers is $62,050 per year. Many post-secondary teachers also gain employment as consultants or experts in their field. Individuals need a doctorate or professional degree to begin work in this position. Graduate students may gain teaching experience during school to help prepare for work in the field. Related job titles may include professors, educators, and social scientists.

    Social Psychologist

    Social psychologists study the behavior of people from a variety of backgrounds in order to understand group dynamics within society. A social psychologist does extensive research and gathers quantitative and qualitative data from individuals and groups. Students interested in this profession should work well with empirical data and statistics. Oral communication and listening skills are a must, since many social psychologists also provide counseling or mediation services. The median annual salary of social psychologists can range from $68,640 to $89,900 per year. Depending on the position, individuals need to have a master s, specialist, or doctorate degree to begin work in the field. In addition, psychologists must pass a license exam in order to begin work in most states. Related job titles include counselor, behavior analyst, mediator, and social educator.

    Social Worker

    Social workers provide social welfare and human rights services to improve the lives of others. These professionals use research analysis and data to put service projects directly into practice. Social workers may either help individuals solve problems in daily life, or use social knowledge in clinics to help patients. This job is best suited for individuals who can work well with others on a personal level. Individuals need a bachelor s degree in social work or a related social science major to begin work in the field. A master s in social work may also be required to advance to leadership positions. Most states require social workers to obtain a license to practice. The median annual pay for social workers ranges from $39,250 to $42,480 per year. According to the Bureau of Labor Statistics, job outlook for social work is expected to grow faster than average. Related job titles for social workers include correctional specialists, rehabilitation counselors, school social workers, direct-service social workers, and clinical counselors.

    Survey Researcher

    Survey researchers collect and analyze social science data. Employers typically hire these individuals to design professional surveys and present reports with factual data. Survey researchers may work for research agencies, polling firms, non-profit organizations, or corporations. This position is best suited for an individual with strong aptitude in statistics, data, and human resource activities. To obtain work in the field, individuals must have a bachelor s degree in a social science discipline such as psychology or political science. Courses should include research methods and statistics in order to learn how to create professional surveys. The median annual salary for a survey researcher is $36,050 per year. According to the Bureau of Labor Statistics, job outlook for this position is expected to grow faster than average. Related job titles include market research analyst, survey poll analyst, public opinion analyst, and policy adviser.


    By obtaining a social science education, individuals open themselves up to numerous career opportunities. With the right amount of effort, individuals can find the best position to fit their background and career plans.

    Additional Resources

    Sentient Computing – 3D Visualisation and Process Control #sentinent


    Better than being there

    I simply could not be more impressed with the combination of quality, professionalism, timeliness and ease of communication and collaboration that Sentient brought to the work done for SAFM. The work provided was of such quality and innovation that I have used it with very senior forums in New York, Toronto, London and Brazil with immediate positive comment in all forums. I have also found working with the Sentient team very easy and energising from start to finish.

    Philip Hopkins

    – CEO of South American Ferro Metals Limited

    Sentient provides fast, efficient and expert support for their range of products. Knowing that if we have a serious problem I can meet or talk to the programmers who designed and implemented the software gives Milne AgriGroup piece of mind.

    P. Laitt

    – IT Systems Developer of Milne AgriGroup

    I just want to say what a great job the animation ended up being. The guys from the USA were really impressed – and they do this stuff full time. Animation is a quantum leap ahead of stills in terms of idea conceptualisation.

    T. Graham

    – OBS Manager of Cloudbreak Mine Site

    The power of the 3D visualisation of MVX blew the socks off our team when we saw it, and you could see the realisation of its potential on our faces!

    D. Andrews

    – Systems Manager of Loy Yang Power

    The MacroView system that is the real jewel in the crown has been the truck appointment and despatch control system. This system interfaces to all the solids and liquids fertiliser and chemicals despatch facilities and the AS400 mainframe computer and appointment book. The movement and measurement of all despatches across Kwinana and country works are monitored by this system to ensure customers get the right product at the right time. If a customer had any doubts then a full history is kept of which truck got how much of each ingredient and when they got it.

    S. Orton

    – Works Instrument/Electrical Superintendant of CSBP

    The software developed by Sentient for Woodside’s Kimberley induction program has provided workers with a more engaging and effective site induction.

    Jim McQueenie

    – Health, Safety & Security Manager of Woodside Browse LNG Development

    The J5 Logbook – end of month process implemented reduced workload from a four day process to a two day process, allowing time to be focussed on production issues rather than excel spreadsheets. Daily data and reporting was simplified and human data entry errors eliminated as the J5 system populated the information for all the products manufactured in the Fertiliser plant. This system was a significant step forward into the 21st Century for a business that required more reporting and data interrogation. Thanks to Doug and Paul for their work to decipher exactly what we were trying to do and putting the J5 Logbook system to work to improve efficiency within the production plant.

    Nathan Dixon

    – Process Safety Advisor of Wesfarmers Chemicals, Energy & Fertilisers

    We have used the MVX extension for SolveIT to visualise the output of the simulated runs of the rail simulation. It has been an excellent tool to verify the simulation is operating as expected and identify possible problem areas. It has enabled people who have no rail specific knowledge to understand the exact movement of assets over time and the scope of the project.

    Richard Batt

    – Specialist Operational Systems of Roy Hill

    Sentient’s software helped us save over a thousand hours of loco installation time. Using our standard software, it would have taken weeks to properly implement any changes to our procedures. The generated reports allowed us to quickly ascertain which tasks had not been completed, and this would not have been possible using our standard approach.

    – Site QA Manager

    Money Girl: 6 Tips to Sell a House Fast in Any Market #sell #my #house


    6 Tips to Sell a House Fast in Any Market

    If you ve ever been in a situation where you need to sell a house fast, you know how frustrating it can be. Day after day, you hope the perfect buyer will come along and make a great offer.

    Fortunately, there are ways to speed up the sale of your home. without sacrificing profit. In this episode, I ll give you 6 tips to sell your home as quickly as possible, in any real estate market.

    How to Sell a House Fast in Any Market

    I m sure you know that real estate markets vary drastically depending on where you live. I relocated from central Florida to the San Francisco Bay Area in 2013, and am still experiencing real estate sticker shock!

    For instance, according to the median home value in the San Francisco metro area is $688,600. The median for the Orlando metro area is just $161,600. Spending $500,000 on a home in central Florida buys you a mansion on a lake, while you d be hard-pressed to find something habitable for that price on the San Francisco peninsula.

    In most of the U.S. real estate values have generally rebounded from the lows we saw in 2011. Plus, rising rents and cheap mortgage rates are pushing more renters to consider becoming homeowners in many markets.

    So, if you re considering selling your home, it may be a good time. But before you put out the for sale sign, follow these 6 tips to make sure you sell as quickly as possible–and for the best price:

    Selling Tip #1: Improve Your Curb Appeal

    Nothing is more important than a first impression. So consider what a potential home buyer may think as he or she drives up to your property for the very first time.

    Walk out into your street and look–and I mean really look–at your home to see its shortcomings. Is it attractive, clean, and well-kept, or does it need maintenance that you ve been putting off?

    After you ve been in a home for a while, it can be difficult to see it objectively. So take suggestions from a real estate professional, friends, or prospective buyers about how to make it show better.

    When your home is on the market, it s critical that your landscaping is well-groomed and your lawn is mowed 24/7. Plus, your driveway, exterior porches, and exterior walls must be clean, too.

    If you put money into cleaning up the outside of your home, I can guarantee that buyers will be more likely to take a tour of the inside. Curb appeal is what draws buyers in, helps maintain their interest, and sets your home apart from the competition.

    Remember that unless you re willing to discount a home s price well below market value, prospective homebuyers generally won t want to buy a house that needs a lot of work.


    Pest Control Canada #pest #control #rat


    Health Canada says glyphosate is not a concern to human health

    Health Canada has published the final re-evaluation decision on glyphosate. Following a rigorous science-based assessment, Health Canada has determined that when used according to the label, products containing glyphosate are not a concern to human health and the environment.
    Glyphosate, marketed under brand names such as Roundup TM and Vision TM. is a common herbicide that is used to control weeds. It is registered for use in a wide variety of settings, including agriculture, forestry, and home gardens and patios. Glyphosate is used both commercially and by homeowners.

    Pest News

    Recent Pest Identification

    Ask the experts

    Featured Website Sponsors

    Pest pro directory

    List your business

    Professionals add your business to the directory

    Popular Pest Info Pages

    Pete’s Plumbing And Heating, Inc #louisiana #plumbing #and #heating, #new #orleans #plumbing #and #heating, #plumbing


    Recognized In Louisiana For Plumbing And Heating

    Pete s Plumbing Heating, Inc. has proudly served the New Orleans metro area for more than 55 years. We offer expert plumbing and heating services to residential and commercial clients, as well as install and service home generators.

    Pete’s Plumbing Heating, Inc. is a family-owned and -operated business with years of experience. From first contact to job completion, we work with you every step of the way to ensure that you are completely satisfied. We understand the unique problems that can arise and offer expert plumbing at reasonable prices.

    Remember: There are never problems – only solutions. E-mail us with your problems. If they can be solved with a phone call, we will be glad to do so. If a service call is needed, we offer free estimates on repairs. Call us today at 504-288-5867.

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    Petes Plumbing And Heating
    606 North Carrollton Ave, New Orleans, LA 70179

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    2018 Chevrolet Cruze Reviews and Rating #chevy #cruze #warranty


    2018 Chevrolet Cruze

    The Chevrolet Cruze is a front-drive compact car that’s available as a sedan or a hatchback. In Chevrolet ’s car lineup, the Cruze slots below the midsize Malibu and above the subcompact Sonic and Spark.

    The 2018 Chevrolet Cruze hatchback now offers a 1.6-liter turbodiesel I-4 that arrived in the sedan midway through the 2017 model year. An eye-catching Redline package will also be offered. Beyond those updates, the 2018 Cruze might make available new exterior colors or HID or LED headlights on a top trim level. Don’t expect the Cruze to receive a major refresh any time soon, as it was recently redesigned — we’ll update this space as soon as we have official info.

    Show Full Review


    Free Price Quote From a Local Dealer

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    No Obligation, Fast Simple Free New Car Quote

    2018 Chevrolet Cruze News and Reviews

    The popularity of hatchbacks is finally growing. Successful overseas, hatchbacks have had a hard time gaining ground in the states. Although usually cherished by car enthusiasts, most American consumers shy away from the extra cargo room a hatchback provides. However, things are changing. Chevrolet claims there was a 9 percent increase in small hatchback sales last year. Ergo, the 2017

    Motortrend – Frank Markus Words February 17, 2017

    Volkswagen’s Dieselgate scandal has clouded the crystal ball used for predicting passenger-car diesel futures, but GM has worked so long and hard on its new Medium Diesel Engine family 1.6-liter that it’s rolling the little “Flüsterdiesel” (Whisperdiesel, as the German press dubbed it) in the current Cruze sedan and hatchback and in the forthcoming 2018 Chevy Equinox and GMC Terrain.

    Motortrend – Alex Nishimoto Words February 13, 2017

    The 2017 Chevrolet Cruze Diesel sedan has been EPA-rated 30/52/37 mpg (city/highway/combined) when equipped with the six-speed manual transmission. Based on those numbers, GM estimates the Cruze Diesel has a range of up to 702 miles on one tank. The Cruze Diesel is powered by a 1.6-liter turbodiesel I-4 that makes 137 hp and 240 lb-ft of torque. In addition

    Motortrend – Frank Markus Words October 20, 2016

    Chevy is planning to roll out its usual slew of SEMA concepts in the run-up to Vegas’ biggest event, starting today with the Cruze and Malibu Blue Line concepts. Two of the milder offerings in this year’s crop, these white cars with blue wheels, badging, window tinting, and interior accent stitching are intended to highlight some of the most accessible

    Motortrend – Alisa Priddle Words October 12, 2016

    The 2018 Chevrolet Cruze hatchback will be offered with a choice of a gasoline or diesel engine and a nine-speed automatic or six-speed manual transmission when it goes on sale in mid-2017. Alan Batey, president of GM North America, confirmed the addition of a diesel for the U.S. and Canadian markets. He confirmed it in Detroit as part of a

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    Complete Office Supply Delivery in Florida #business #phone #service #orlando

    Free Trial
    Office Supply Delivery

    Ultimate Business Services Florida

    Ultimate Business Services is the leading provider of drinking water, coffee, first-aid, safety, janitorial, toner and office supplies. We offer Full Breakroom Solutions to businesses and feature thousands of brand name and generic products to meet your office needs.

    Ultimate Business Services brings over 20 years of industry experience to businesses in your area. Currently we service over 9,000 customers in the South Florida area. We offer small businesses and Fortune 500 companies greater value, convenience and smart solutions for their office supply needs.

    Our mission

    We strive to be the best, but not the largest. Our niche is to provide businesses with the purest glass of drinking water, best tasting coffee and a wide selection of products delivered right to your office. We deliver quality and guarantee savings.

    Ultimate Business Services realizes that time, expense, professionalism and quality are top priority.

    We strive to provide you with the unmatched and pleasant customer service experience.

    Honest and Truthful Sales Experience

    Courteous Customer Services

    Prompt Service Maintenance response

    Comprehensive Key Operator Training

    Complete Resolution of service calls or unit replacement

    Certified Experts will perform scheduled preventative maintenance

    Immediate Guaranteed cost savings

    3 dead, 6 remain hospitalized from apparent accidental car crash at Massachusetts auto auction –




    Yahoo!-ABC News Network | 2017 ABC News Internet Ventures. All rights reserved.

    3 dead, 6 remain hospitalized from apparent accidental car crash at Massachusetts auto auction

    WATCH 3 dead, at least 11 injured in car crash at auto auction in Massachusetts

    Three people were killed and nine others were transported to the hospital from what is believed to be an accidental car crash at an auto auction in Massachusetts, officials said.

    The crash at the Lynnway Auto Auction in Billerica, about 24 miles northwest of Boston, happened at 10:13 a.m. when the driver of a 2006 Jeep Grand Cherokee waiting to enter the auction suddenly accelerated and entered the building at a very high rate of speed, officials said at a news conference this afternoon. The driver has been identified by officials as a male in his 70s who is an employee of Lynnway Auto Auction.

    Several hundred customers were inside the building and a few hundred customers were outside the building at the time, officials said.

    Two women and one man died, officials said. Six people remain hospitalized, one with life-threatening injuries, officials said in a press release this evening.

    PHOTO:A deadly car crash occurred at an auto action in Billerica, Mass. May 3, 2017.

    The Massachusetts State Police said in a news release that authorities believe the incident was an accident.

    “At this point, there is no evidence or information to suggest the incident was caused by an intentional or terrorist act. All evidence and information at this time suggest an accidental cause,” the release stated.

    The investigation is ongoing, police said. Several people witnessed the incident, and one described it as “horrific.”

    PHOTO:A deadly car crash occurred at an auto action in Billerica, Mass. May 3, 2017.

    “We heard a bang or an explosion. It was almost like a bomb. The whole place just went silent,” said auction attendee Randy Miller, according to ABC affiliate WCVB in Boston. “There were people just lying on the ground — a horrific, crazy, tragic situation.”

    The incident is being investigated by the Middlesex District Attorney’s Office, the Billerica Police Department and the Massachusetts State Police CARS unit.

    ABC News’ Will Gretsky, Aaron Katersky and Courtney Connley contributed to this report.

    Physician Answering Service #physician #answering #services


    Physician Answering Service

    Physician Answering Service if you own a business you are always going to need someone to answer your phones. In most cases they hire a front desk or telephone receptionist to answer, screen and route calls. The gatekeeper is usually used to describe a great receptionist, and with any great employee when they go on holidays or leave for any reason, your business suffers. Turning to temporary receptionist help can be a frustrating, expensive experience. But there’s another route that your business can take when you need you need professional telephone coverage.

    So what are your options:

    • Business Answering Services – As a specialist your hours are most likely erratic and seldom fall between the hours of nine to five, Monday through Friday. You undoubtedly have patients recovering both in hospital and at home. Regular medically trained receptionists generally work a typical week. Many patients as well as their general practitioners will often try to contact you during off hours. While not all calls can wait until Monday or until you are out of the operating room, many can. Learn more about Business Answering Services now!
    • Medical Answering Services – No one can be on-call 24 hours a day, 7days a week and still function indefinitely at the high professional level one is accustomed to providing. Although a noble and passionate career, running your own medical practice is after all a business. All business owners want their customers to be happy and have that business flourish. Making sure that your clients can speak to a professional whenever they need to is an important way to ensure the successful growth of your business. Learn more about Medical Answering Services now!
    • Telephone Answering Services – Having the right answering service will also enable you to take time from your practice to be with your family. There is no need to worry about taking a weekend off when you feel confident that you will not be out-of-touch with your clients. You know that they will be taken care of and that you will be immediately notified of any issues that require your attention. Learn more about Telephone Answering Services now!

    So why look into Physician Answering Service

    When you partner with a company providing Physician Answering Service you prevent any future complications arising from a missing receptionist. Your callers will always hear a professional and articulate operator. Local Physician Answering Service. particularly in major metropolitan areas, are well aware that first impressions count and the voice callers hear first, is vitally important to maintaining your company’s professional image.

    When companies engage with a Physician Answering Service for their answering service needs, there are a number of things they should consider before signing on. These include looking at a number of things, like the contract being offered by the Physician Answering Service. and checking out the references that they provide. However, doing so does not ensure that the Physician Answering Service is reliable because the reliability is measured using a different set of criteria, which involve looking at the actual operations. The good news is that there are a number ways companies can assess reliability, including asking the right questions with regard to the operations.

    What are the benifits to Physician Answering Service

    The answering services benefit almost all the businesses but it benefits people like those who are running home inspection services or construction services or even people like doctors who have just compelted their Online Doctoral Program running their clinic or other home cleaning service owners. Their nature of business is such that they do not sit in the office and are out in the field handling operations but they also need more business to grow. This means that they cannot ignore field operations nor can they ignore calls and the solution for this to hire answering services .These answering services can respond to simple queries or can redirect calls as desired.

    It is also important to note that your customers talk to their friends, family, neighbours, and coworkers. This communication most often occurs under negative circumstances. If you do not subscribe to a Physician Answering Service. your clients may be unable to reach you when they need to. As stated above, this often creates an unhappy customer. It has been said that an unhappy customer often leads to more unhappy customers, through communication. That is why it is advised that you, at least, think about subscribing to a business answering service, especially if you are unable to be available all of the time.

    Professional and flexible physician answering service play an important role in the operation of your office. A variety of circumstances come up daily that make it impossible for your staff to answer the many calls that come into the office on any given day. There is a definite negative impact when your clients, other physicians, labs, etc. are greeted by a machine directing them to call another number or to simply leave a message. The people that answer the phones in your office are the first person clients come in contact with and they want to speak to someone that can deal with their concerns promptly and professionally.

    If you are serious about growing your business but are not sure what will have that positive impact you are looking for, a physician answering service could be the solution you are looking for. You should consider using the services of one of the many professional physician answering service that are designed to help you manage the calls that your staff cannot tend to right away or for periods when your office is not open. Some of the questions you need to ask yourself when deciding whether or not your office could use such services are:

    • Have you ever experienced days where there has been a shortage of staff?
    • How many potential future patients have simply called another office because they were greeted by yet another machine?
    • How much time does your staff waste each day by listening to messages that could have been dealt with by a service when the call originally came in?

    If you have ever considered questions like these a professional physician answering service will go far in helping your office to run more efficiently. The medical receptionists who are employed by physician answering service are highly trained professionals who understand the importance of dealing with each call in a timely manner. They have been thoroughly instructed on the particulars of your office and client base. They are capable of determining calls that require immediate attention and ones that can wait until your office reopens or when your staff is able to deal with them.

    When researching which physician answering service are right for your practice, make certain you ask if they provide unified comm or (all-in-one communications) services such as:

    • 24 hours service
    • Personalized answering
    • Voice mail
    • Internet access
    • Fax and E-mail services
    • Message delivery via alphanumeric text messaging

    Another important issue to discuss with potential physician answering service is their billing method and criteria. This is where services like, Mitratech E-billing can be beneficial. You will want to make certain that you are being billed only for the exact amount of time that the receptionist is on the phone. If a call lasts 20 seconds, you should only be billed for the 20 seconds.

    It’s important to choose a system that works well and that is scaleable with your business. Whether you’re utilizing Telephone Systems International Ehsan Bayat Networks of Asia, to National Networks such as Sprint of the US. It’s important to have software that plays nice with everything else and software that can grow no matter how large your business grows.

    While there are many things to consider when choosing the right physician answering service . it is a tool that can considerably help your office run more smoothly and efficiently as well as helping you grow your practice. Take a few minutes to research the many professional physician answering service and ask each one how they can fill your particular needs.

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    2017 Toyota Camry #car #reviews, #automotive #reviews, #automotive #news, #2017 #toyota #camry



    C/D Warranty Rating:

    It’s safe to say there’s a consensus when it comes to warranties for family sedans. Few competitors stray from the 3-year/36,000-mile limited warranty and 5-year/60,000-mile powertrain warranty offered by Toyota. The notable exceptions are Hyundai and sister company Kia, which offer 5 years/60,000 miles of limited warranty coverage and an industry-leading 10 years/100,000 miles of powertrain coverage. Volkswagen earns credit for its 12-year corrosion warranty, and Chevrolet’s two free maintenance visits might entice some buyers, but otherwise there’s little variation from the median.

    Warranty Comparison

    Hybrid Component Warranty

    3 years or 36,000 miles

    5 years or 60,000 miles

    8 years or 100,000 miles

    5 years (unlimited miles)

    2 years (unlimited miles)

    2017 Hyundai Sonata

    5 years or 60,000 miles

    10 years or 100,000 miles

    Lifetime for original owner; 10 years or 100,000 miles for subsequent owners

    7 years (unlimited miles)

    5 years (unlimited miles)

    2017 Chevrolet Malibu

    3 years or 36,000 miles

    5 years or 60,000 miles

    8 years or 100,000 miles

    3 years or 36,000 miles

    5 years or 100,000 miles

    First two maintenance visits are included in purchase or lease of new vehicle

    2017 Volkswagen Passat

    3 years or 36,000 miles

    5 years or 60,000 miles

    12 years (unlimited miles)

    3 years or 36,000 miles

    5 years or 60,000 miles

    10 years or 100,000 miles

    10 years or 100,000 miles

    5 years or 100,000 miles

    5 years (unlimited miles)

    In Depth: 2017 Toyota Camry

    In Depth: 2017 Toyota Camry

    Engine and Transmission

    Driving Impressions and Performance

    Cargo Space and Storage

    Safety and Driver Assistance

    Find a Toyota Camry Near You

    Enter your ZIP Code to discover local offers on new and used Toyota Camry vehicles.

    Find Local Cars for Sale

    Build and Price

    Engine and Transmission

    Driving Impressions and Performance

    Cargo Space and Storage

    Safety and Driver Assistance

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    News · June 2016

    A new platform sheds weight from the next Camry.

    News · October 2016

    Toyota targets the Ford Fusion Sport.

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    The Best and Others to Consider

    Honda Accord

    The Editors’ Rating summarizes a vehicle’s overall degree of excellence and is determined by our editors, who evaluate hundreds of vehicles every year and consider numerous factors both objective and subjective.

    The Accord delivers driving fun in a practical package; all models (except the hybrid) are 2017 10Best winners.

    Chevrolet Malibu

    The Editors’ Rating summarizes a vehicle’s overall degree of excellence and is determined by our editors, who evaluate hundreds of vehicles every year and consider numerous factors both objective and subjective.

    With handsomely styled sheetmetal and an aggressive front end, the Malibu is set to slice through the tedium that permeates the world of family sedans.

    Mazda Mazda 6

    The Editors’ Rating summarizes a vehicle’s overall degree of excellence and is determined by our editors, who evaluate hundreds of vehicles every year and consider numerous factors both objective and subjective.

    If you think all family sedans are created equal, you’re in for a surprise with the nimble and curvaceous Mazda 6.


    © 2017 Hearst Communications, Inc. All Rights Reserved.

    © 2017 Hearst Communications, Inc. All Rights Reserved.,

    Residential Property Management & Rental Properties Wellington, Upper & Lower Hutt #wellington #trust #company


    A Residential Property Management Team that Wellington Can Trust

    When looking for a team of reliable individuals to take care of all your property management needs, the Stable specialists are your shining light. Our Wellington rental property managers endeavour to carve a seamless and stress-free experience for you that stems from a combination of practicality, a focus on relationship building, and expert knowledge.

    Curating a management plan that works for you

    Your property is precious to you, which is why we treat each situation as unique. Here at Stable, we make it our mission to sit down with our clients and conduct a one-on-one consultation to create a plan for your home or investment before placing it on the open rental market. Our seven-step plan focuses on maintaining robust contact with you throughout the entire process, ensuring you are fully aware of how your property will be managed from the initial market appraisal stages to signing the lease agreement.

    From Upper Hutt to Lower Hutt, through to Wellington Central we have the whole city covered

    We offer our services far and wide, taking the stress out of tenancy management for the owner or helping the renter to find the perfect property to rent. We know it s more than just an asset a property is a place to live and a symbol of your success. That s why we treat yours as if it was our own, ensuring that you get the best, most responsive management available. Our rental property managers operate in Upper Hutt, Lower Hutt and the greater Wellington region to ensure clients from all over have the opportunity to receive the best service in the residential property management industry.

    Embrace a Stable relationship today

    Get in contact with our friendly rental property managers and discover the many benefits of working with our business. Investors across the country trust us to take care of their properties, ensuring that they don t just retain but grow in value.

    Whether you want to have a casual chat about your current circumstances or enquire about places to rent throughout Wellington, our residential property management team, promises to deliver a premium service each and every time.

    Get in touch

    Meinert Park, Montague – Muskegon County Parks #muskegon, #lake #michigan, #picnic, #swim, #camp, #michigan #campgrounds


    Meinert Pines Camping

    • 67 modern campsites with open and shaded sites.
    • All campsites offer water, electrical and sewer hookups.
    • Opens on the first Friday in May and closes on the last Sunday in September.

    Other Services Facilities

    • Overlook Decks
    • 2,000 Feet of Sandy Lake Michigan Beach Frontage
    • Flush Toilets
    • Showers
    • A Sanitary Dumping Station
    • Ice
    • Firewood available for purchase
    • Ranger Service and Security
    • 20, 30 and limited 50 amp Electrical Service

    Meinert Park Cottage

    Meinert County Park offers a rental cottage on a weekly basis Memorial Weekend through Labor Day and on a weekly or a daily basis before Memorial Weekend and after Labor Day. The cottage offers a family or group of six people the opportunity to enjoy the great outdoors and Lake Michigan, along with many of the conveniences of home.

    Cottage Amenities

    • 3 Bedrooms (includes beds)
    • Living Room (furnished)
    • Kitchen Dining
    • Range Refrigerator
    • Cooking, Drinking and Eating Utensils
    • Full Bath

    Accommodates Maximum of 6 People

    You will need to bring cleaning items, bedding, towels, soaps and other personal items.

    Rental Hours

    The cottage may be rented by the day with a two (2) day minimum or by the week (7 days maximum). Check out time is at 11:00 a.m. Sunday and check in time is after 5:00 p.m. Sunday.

    Rental Rates

    Memorial Weekend to Labor Day
    $900.00 Per Week

    Before Memorial Weekend and After Labor Day
    $100.00 Per Day

    A Muskegon County Motor Vehicle Entry Permit will be required for all vehicles entering Meinert County Park. The permit may be purchased at check in time.

    Daily $ 5.00
    Annual $20.00


    Overnight $30.00
    Seasonal (First Friday in May to Last Sunday in September) $2,500.

    Lodge/Shelter/Group Camping/Rental Cabins

    A refund will be allowed if: The office receives a written notice of cancellation and request for a refund no later than THIRTY (30) calendar days before reservation arrival date. A $25 administration charge will be deducted for all camping fee refunds. Cancellations can be made via the call center or web. Cancellations made up to close of business 7 days prior to your scheduled arrival date will incur the $10 cancellation fee. If you cancel 6 days or less prior to the arrival date, you will forfeit the first night’s fee or $75, whichever is the lesser amount. There is a $10 fee assessed for all changes made to your reservation, except for adding nights to the reservation.

    Muskegon County Parks accepts cash and checks on-site. Credit cards can be used for online campsite reservations and on-site at Pioneer Park, Meinert Park, Twin Lake Park, and Blue Lake Park. We accept Visa, MasterCard, and Discover. NO REFUNDS FOR CAMPING OR VEHICLE PERMIT FEES. Download full credit card policy .

    NCA Financial Planners: Cleveland, Ohio #nca #financial #planners, #financial #advisors, #cleveland, #ohio, #estate #planning, #retirement


    Copyright 2017 NCA Financial Planners. All rights reserved. | 6095 Parkland Blvd. Suite 210, Cleveland, Ohio 44124 | Phone: 440.473.1115

    To learn more about the professional history of our financial advisor(s), please visit FINRA’s BrokerCheck.

    Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor.

    The advisors of NCA Financial Planners are Registered Representatives of and offers securities products services through Royal Alliance Associates, Inc. Member FINRA /SIPC. a registered broker-dealer. In this regard, this communication is strictly intended for individuals residing in the states of AK, AL, AZ, CA, CO, CT, DC, FL, GA, IL, IN, KS, KY, MA, ME, MD, MI, MN, MO, NC, ND, NH, NJ, NM, NY, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI and WVA. No offers may be made or accepted from any resident outside the specific state(s) referenced.

    Financial Planners of Cleveland, Inc. conducting Investment Advisory and Fixed and Traditional Insurance business as NCA Financial Planners, is a registered investment advisor. Financial Planner of Cleveland Inc. and NCA Financial Planners are not affiliated with Royal Alliance Associates Inc.

    IMPORTANT CONSUMER INFORMATION: A broker-dealer, investment adviser, BD agent, or IA rep may only transact business in a state if first registered, or is excluded or exempt from state broker-dealer, investment adviser, BD agent or IA rep registration requirements, as appropriate. Follow-up, individualized responses to persons in a state by such a firm or individual that involve either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made without first complying with appropriate registration requirement, or an applicable exemption or exclusion.

    For information concerning the licensing status or disciplinary history of broker-dealer, investment adviser, BD agent, or IA rep, a consumer should contact his or her state securities law administrator.

    Wells Fargo bogus accounts balloon to 3 #united #states,ancel #martinez,carrie #l. #tolstedt,john #g. #stumpf,vince #chhabria,us,wells,fargo,accounts,crime


    Wells Fargo bogus accounts balloon to 3.5 million: lawyers

    A Wells Fargo Bank is shown in Charlotte, North Carolina, U.S. September 26, 2016. Mike Blake

    (Reuters) – Wells Fargo & Co ( WFC.N ) may have opened as many as 3.5 million unauthorized customer accounts, far more than previously estimated, according to lawyers seeking approval of a $142 million settlement over the practice.

    The new estimate was provided in a filing late Thursday night in the federal court in San Francisco, and is 1.4 million accounts higher than previously reported by federal regulators, in what became a national scandal.

    Keller Rohrback, a law firm for the plaintiff customers, said the higher estimate reflects “public information, negotiations, and confirmatory discovery.”

    The Seattle-based firm also said the number “may well be over-inclusive, but provides a reasonable basis on which to estimate a maximum recovery.”

    Wells Fargo spokesman Ancel Martinez in an email said the new estimate was “based on a hypothetical scenario” and unverified, and did not reflect “actual unauthorized accounts.”

    Nonetheless, it could complicate Wells Fargo’s ability to win approval for the settlement, which has drawn opposition from some customers and lawyers who consider it too small.

    “This adds more credence to the fact there is not enough information to assess whether the settlement is fair and adequate,” Lewis Garrison, a partner at Heninger Garrison Davis in Birmingham, Alabama who represents some objecting customers, said in an interview.

    U.S. District Judge Vince Chhabria in San Francisco is scheduled to consider preliminary approval at a May 18 hearing.

    The accounts scandal mushroomed after Wells Fargo agreed last September to pay $185 million in penalties to settle charges by authorities including the U.S. Consumer Financial Protection Bureau.

    Wells Fargo employees were found to have opened the accounts in part because of pressure to meet sales goals.

    John Stumpf and Carrie Tolstedt, who were respectively the San Francisco-based bank’s chief executive and retail banking chief, lost their jobs and had tens of millions of dollars clawed back over the scandal, and 5,300 employees were fired.

    The $142 million settlement covers accounts opened since May 2002. Wells Fargo originally agreed to pay $110 million covering accounts since 2009, but boosted the payout after discovering more problems.

    Keller Rohrback said the settlement “fairly balances the risks” of further litigation, including the possibility their clients might lose, against the benefits.

    Garrison’s firm said in a filing the accord underestimated the potential maximum damages by at least 50 percent, and did not properly address whether Wells Fargo committed identity theft by using customers’ personal data to open accounts.

    Reporting by Jonathan Stempel; Additional reporting by Dan Freed in New York; Editing by Tom Brown

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    Accredited Online Universities, Schools – amp; Colleges – CSU-Global Campus #online #universities #for #nursing



    You can earn your bachelor’s degree online without ever leaving your home through CSU-Global. We have many degree programs to choose from, such as Accounting and Public Management. The best part is all of our degrees are customizable, meaning you choose can choose a specialization such as Business Administration or Strategic Communications, and give yourself a leg up on the competition.


    At CSU-Global you can earn your master’s degree online while still working a full time job. We have many degree programs to choose from such as Management and Professional Accounting, and all of them are customizable, allowing you to choose a specialization such as Business Intelligence or Organizational Learning and Performance, just to name a few.

    Why CSU-Global?

    Our online university courses are 100% online and designed for working adults. We offer accelerated 8-week courses and monthly starts, which means it’s never too late to earn your degree.

    We offer the same affordable tuition rate wherever you live, and with our Tuition Guarantee. your rate remains the same from the day you enroll through the day you graduate, so you always know how much it’s going to cost.

    Our career relevant programs are fully accredited. and the Colorado State University system is one employers know and respect.

    University Admissions

    We are happy to help you through the online university admission process. It can be done in five simple steps. First. talk with one of our enrollment counselors; they’ll help you find the program that’s right for you. Second. apply online. Third. submit your transcripts. We can help guide you through this part of the process and let you know how many of your previously earned credits can transfer. Step four. finalize your enrollment. Once again, our support team will guide you through orientation to ensure you understand your degree plan and financing options. The final step: start learning!


    Quality Education You Can Afford


    Because CSU-Global is a not-for-profit state school and because everyone receives the same tuition whether they are in-state or out-of-state, our tuition is very competitive. On top of that, we have our tuition guarantee, which means that once you enroll in a bachelor’s or master’s degree, your college tuition rate is locked and will never increase as long as you remain in classes and in good academic standing.


    While our tuition rates are very affordable, we recognize that you may still need some supplemental support. You may be eligible to receive financial aid to help cover the costs of your education. You may have several options available to you such as loans, grants and scholarships. We’ll help you through this process as well.

    Are you a member of the armed forces or a veteran? We also offer a military tuition discount and military scholarships.

    Customize Your Education!

    Our online university programs are designed to give our students control over their degree. When you earn your bachelor’s degree or graduate degree, you can choose to customize it with a specialization in a subject that matches your professional goals or personal interests. Similar to minors or concentrations, degree specializations allow any degree-seeking student to explore a second area of study. This allows you to tailor your degree to meet your specific needs, interests, and career goals.

    “CSU-Global has been a wonderful educational experience. The instructors are all top-notch, and very willing to help if needed…The convenience and cost of the education are also nice perks for anyone considering going back to school later in life like both my wife and I did.”

    Eric Davis B.S. in Organizational Leadership

    “I have really enjoyed returning back to an academic life and CSU-Global makes it very easy by all the support tools they provide. I have had a excellent experience and look forward in graduation in 2015. Thank you for all your help.”

    Lisa Clark Master in Healthcare Management

    “I wanted to further my education without giving up the two things that I am passionate about, my career and my family…CSU-Global was the perfect choice for me when I was considering schools.”

    Nicole Hockert M.S. in Organizational Leadership

    “Completing a college degree has been one of my life goals for a very long time… When my organization offered an opportunity to complete my degree I was thrilled. CSU-Global offered a great education with a respected Colorado-based university and an online format that allowed me to continue working a demanding job that required significant travel.”

    Maria Clark B.S. in Business Management

    “My courses at CSU-Global have been challenging and fun. Professors encourage critical reasoning and writing and appreciate all points of view. I am grateful I discovered CSU-Global and look forward to completing my B.S. in Information Technology.”

    Kimberly Newell B.S. in Information Technology

    Insurance Malvern, West Chester, Auto Insurance Wayne, King of Prussia, Home Insurance Radnor, Bryn Mawr


    Hare, Chase Heckman, Inc.:
    Homeowners, Auto, Commercial Insurance More

    Hare, Chase Heckman, Inc., is an Independent Insurance Agency located in Malvern, Pennsylvania, serving customers in the surrounding Delaware Valley area as well as coast to coast and border to border.

    Experience you can trust

    Since 1867, Hare, Chase Heckman has been providing individuals and businesses with affordable options in insurance. We have always worked to provide products that meet the needs and budgets of our clients and we pride ourselves in providing service with a personal touch to all our customers. Coverage and risk options include commercial, auto and homeowners insurance, health insurance, life insurance and more. Offering excellent service with exceptional attention to the details involved with each particular account. the selections and solutions that are right for you are always a priority.

    To review our personal insurance lines. please see our dedicated page for information regarding our policies:

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    Hare, Chase Heckman, Inc. is proud to be one of the oldest, privately owned Independent Insurance Agencies, and we continue to do business the old fashioned way with Consideration, Integrity and Honesty.
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    Download, software, drivers, games, news #download, #software, #drivers, #games, #programs, #apps, #applications, #utilities, #freeware, #shareware


    By default, Windows will automatically select a wired ethernet connection over a wireless connection when a cable is connected to your PC. (This is done for quality and speed purposes) Although the WiFi adapter isn’t being used, it continues to run in the background, needlessly draining battery power. This guide will show you how to configure your Windows 10 computer to automatically disable your WiFi Adapter whenever a Wired connection is being used.

    If you have ever found yourself stuck trying to find out the name of an actor or singer from your new favorite tv show or song, we can help. All you will need is an image of the person in question and an Android smartphone. With these two things, you’ll be able to identify actors, celebrities, and other famous people, as well as find detailed information about their careers and back-story.

    A guide showing you how to order an Uber from your computer, no smartphone required. All you’ll need is an Internet connection and Google Chrome browser.

    Learn how to pin the Quick Access folder from My PC to your Windows 10 taskbar, for quick, easy access to your most used files and folders. You may also know this folder as the Libraries folder.

    Learn how to Enable another one of Mozilla Firefox’s built-in, yet hidden features, Windows Alt+Tab style, browser tab cycling. This enhancement for the already popular Ctrl+Tab shortcut feature works in the exact same manner as Windows own Alt+Tab window view/switching option does. It’s a little hard to describe with words but you’ll know exactly what we mean when you see it in action.

    Most popular news

    It’s the end of the year again and Facebook has released its year in review video. If you have seen them online but can’t figure out how to get yours. We’ll show you how. #yearinreview2016

    Microsoft recently released a beta version of Internet Explorer 8 and, since we’re talking about one of the most popular browsers on the web, lots of people downloaded, installed and tested it. However, some of them may encounter unexpected.

    As Windows 7, codenamed Vienna is an improved version of Vista, DirectX 11 will work on both systems. It looks that DirectX 11 will launch before Windows 7 and we have high hopes of seeing DirectX 11 by the end of 2009. DX11 is based on.

    Announced at the Blizzard Worldwide Invitational in Paris, France, Diablo 3 is the third installment in the massive action-RPG (i.e Hack and Slash) series. The announcement was given by lead designer Jay Wilson, who outlined some key features.

    EA announced they’ve currently got no plans to release a PS3 version of Command & Conquer: Red Alert 3. Apparently, the console is “very exotic and tough to develop for,” and their game engine is simply not suited for PS3. The game was.

    AC Repair For South Florida Homes #south #florida #ac #repairs,south #florida #ac #maintenance


    AC Repairs in South Florida

    All Year Cooling understands the frustration that air conditioner malfunctions may cause, especially in the warm South Florida climate. Our air conditioner repair technicians are specially trained to provide effective air conditioner repair. and attend daily air conditioner repair training to stay sharp. Every member of our team stays current with the latest developments and technology in air conditioner repair.

    With All Year Cooling you can expect:

    AC Repair vs. AC Replacement:

    Contemplating whether you should repair or replace your AC unit is something most of us will need to consider at one point or another. Is it worth it to keep repairing your old AC unit or should you just give in and purchase a new one? Read some of our repair vs. replace air conditioning tips here .

    Schedule a Service Call!

    Call us at 888-204-5554 to have an air conditioner repair technician come to your home to diagnose any air conditioner malfunctions and to perform any necessary air conditioner repair.

    Bail Bond Services in Maryland #bail #bonds, #bail #money, #jail, #arrest, #bonding, #bondsman, #surety, #collateral,


    Maryland’s Bail Bond Service

    Call on the bail agents at ABBA Bail Bonds for immediate assistance in posting a bail bond. We can also assist you with dealing with your warrants. Also, ask us about the new Warrant Satisfaction Program which allows you to take care of your bench warrant without having to be arrested, handcuffed, seated in a police car, or held in a jail cell until court.

    Fast and Competitive Service

    Finding a bail bond service during such a difficult moment can be stressful, but we can help ease your anxiety. ABBA Bail Bonds in Maryland will provide whatever services you need, and we always strive for complete customer satisfaction.

    We work hard to be fast and competitive bail bondsmen. That is to say, we offer low rates while still providing stellar bail bonds that are readily available anytime you need them. Our offices—one of which is located right next door to the Salisbury, Maryland, sheriff’s department—are open 24 hours a day, 365 days a year. No matter your situation or timing, our bail bond company will help you out.

    For over 28 years, ABBA Bail Bonds has been serving customers throughout Maryland. Our close proximities to the Salisbury sheriff’s department and Ocean City’s court complex make us the best choice for anyone seeking a bail bond after an arrest. We promise to never take advantage of your need or treat you like anything other than an appreciated customer.

    Call us at one of our listed numbers or visit our convenient locations to discuss our many services in Maryland. We’ve remained in business so long because our bail bondsmen provide quality customer service that you won’t find anywhere else. Trust our staff and bail bonds no matter your situation, and you’ll be happy you did.

    Every client we interact with receives our full attention and utmost courtesy. Even if your circumstances are somewhat unique, we will work with you to arrange a suitable bail bond. Inquire about your specific needs anytime: we are knowledgeable and adaptable.

    ABBA Bail Bonds has served the Maryland Eastern Shore, Delaware, Baltimore and Washington DC areas, as well as nationwide with a commitment to service and value. We are Ocean City’s closest, oldest and quickest bonding company and have the experience and expertise to put your feet back on the street in no time. Our skilled professionals treat our clients with respect and dignity at a time when you need it most ABBA offers the best in bail bond services and expert advice .

    Contact us to find out more about our collateral bonds and wire transfers for anywhere in the U.S.

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    The ATP – ADP Cycle #aerobic #metabolism, #adp #atp #cycle


    The Amazing Energy Cycle: ATP-ADP

    The ATP-ADP cycle has everything to do with the storage and use of energy in living things. Energy is defined as the ability to do work. There are two types of energy:

    • Potential Energy is stored energy that is currently not in use, but it is available and can be released at a later point. Chemical bonds contain potential energy because when they are broken their energy stored within them is released.
    • Kinetic Energy is also called free energy. This is energy that is being used now and it is doing work. Synthesis is a type of work that is done within cells, and in this process it creates molecules or organelles.

    Adenosine triphosphate. also known as ATP, contains stored energy. A single molecule of ATP contains ten carbon atoms, sixteen hydrogen, five nitrogen, thirteen oxygen and 3 phosphorus atoms. The shorthand formula is C10 H16 N5 O13 P3 . Note in the diagram that there are three phosphate groups attached to a conglomeration we call adenosine. The last two bonds on the phosphate groups contain especially high energy and therefore are very useful for doing work within living cells.

    To take advantage of the high energy bonds in ATP there are within many cells a substance called ATPase. This is really an ATP splitter. It cuts off the last phosphate group of the ATP molecule turning it into adenosine di phosphate. (Note the “di-” prefix means “two”.) In the process of this splitting a great deal of energy is released and used in the cell to do work, move things and build things.

    When carbohydrates and other foods are consumed by the body, they also contain energy. When they are broken down, the energy is released and, in many cases, the energy is used to reattach the phosphate molecule to the ADP, turning it back into ATP. Then the cycle of bond-breaking and bond-making begins all over again, alternately releasing and storing energy, as needed. A convenient way to remember the cycle is ATP = ADP + P + Energy 1 !

    The adding and subtracting of a phosphate to ADP is a metabolic process. Metabolic proceses can be separated into two phases; catabolism is the process of breaking down (breaking down food to make ATP), and anabolism is the process of building up (using the energy created in converting ATP to ADP to build up cells or move molecules around the cell). The ATP – ADP cycle occurs in plants (in photosynthesis ) and animals.

    Charity Cars and Lifeline Canberra

    We make it easy for you to help others by enabling you to donate your unwanted vehicle to assist others in your community. We remove and pickup all unwanted cars .

    Charity Cars Charity car pickup Canberra service

    We will come to you and take away – free of charge – any unwanted vehicles. These include: unwanted cars. burnt out cars. and other unwanted vehicles such as trailers. 4 wheel drivers and motorbikes. We do not pay for unwanted vehicles, and 20% of the vehicle’s sold or scrapped value will go directly to Lifeline Canberra to help them continue their very important work in the Canberra region.

    How does it work?

    Charity Cars will collect any vehicle for free anywhere within the ACT and surrounds if the vehicle is accessible and has all four wheels; we also require ownership to be signed off at the time of collection… it’s as easy as that!

    If the vehicle collected is considered by us to have a resale value higher than its scrap metal value the vehicle will be sold at The Green Shed, Resource Management Centre, Mitchell; if it is deemed as being scrap value only the vehicle will be taken to an accredited recycling facility and sold as scrap metal.

    Regardless of the method of disposal 20% of the vehicle’s worth will be donated directly to Lifeline Canberra to help continue their invaluable work within the Canberra Community.

    Charity Cars is a business initiative designed to raise revenue for local charity in an innovative and responsible way. We also seek to promote responsible disposal of unwanted motor vehicles in the Territory as well as to generate sustainable, local employment.

    Charity Cars is owned and managed by THE GREEN SHED (TGS), which currently operates out of the reuse and recycling facilities at the Mugga Lane and Mitchell Resource Management Centres in the ACT. TGS has a proven record of community engagement throughout the region. Over the last four years TGS has donated over $300,000 in cash donations to local charities. On top of this we donate regularly to Canberra’s schools and local community enterprises.

    Phone: 6230 0303

    SaaS for ITSM: Getting Past The Hype #saas #itsm


    Stephen Mann s Blog

    I recently recorded a SaaS -related on-demand webinar with Patrick Bolger of Hornbill and as with my recent blog on service catalog with ServiceNow it seemed an easy opportunity to turn some of my slides into a quick-and-dirty blog (aren t they all ?).

    Much has been said about the benefits of SaaS for IT service management (ITSM)

    For many organizations, the key benefit of SaaS is its simple, subscription-based pricing model that provides a lower and consistent level of expenditure which is Opex rather than a Capex investment highly suited to those organizations wishing to invest limited Capex into business innovation projects rather than into IT. I deliberately haven t stated that SaaS is cheaper as it depends . Many tools have a breakeven point in the three to four year timeframe where SaaS becomes more expensive to customers than on-premises.

    This simplicity of pricing can also be viewed from a value-for-money perspective, in that a per-seat subscription will usually cover access to capabilities across multiple ITIL (or ITSM) processes rather than the traditional need for organizations to buy multiple licenses across multiple ITSM products (or modules), giving an organization the freedom to increase its ITSM maturity without extra cost (unless additional people need access to the solution).

    The third main benefit is also cost-related the effort and associated costs required to achieve ready-to-use status for the tool. Whether it is the time to initially deploy (and thus to start to realize value from what is a significant IT investment) or the upheaval involved in upgrading to the next release of the solution.

    A SaaS-delivered ITSM tool only requires a Web browser and an Internet connection to function so scarce IT resources can be redirected away from IT-internal systems to focus on the delivery of business-critical IT services. A benefit that also resonates strongly in a service integration model where the SaaS-delivery and the subscription model make it easier to add in new suppliers and give them access to the tool s capabilities.

    But, in reality, are these not just things we are concerned about when buying software per se whether SaaS or on-premises?

    So how important is delivery model?

    Stats from the Forrester Forrsights Software Survey Q4 2011 ( How important are the following criteria to your company when selecting software products? ) show delivery model in just seventh place:

    1. Features and functions (92%)
    2. Price (86%)
    3. Simply manageable (77%)
    4. Scalability/performance (71%)
    5. Integrations with other software applications/tools (68%)
    6. Customizability (58%)
    7. Type of software deployment (44%)
    8. Vendors brand/market position (30%)
    9. Part of an application of office suite (23%)

    The top three criteria are probably what we would have expected and SaaS is definitely not the default solution for all with only 12% with a strategy for going fully-SaaS:

    Taking a more critical look at SaaS

    Remember that SaaS is only a delivery model whatever you do please don t put it ahead of functional needs. I ve written before that SaaS is a red herring .

    So consider how SaaS-delivery is going to help:

    • Your ITSM operations it s not a silver bullet
    • Your customers.

    Consider the key risks:

    • Security although the SaaS provider s data center and operations are probably more secure than yours
    • Availability but the service uptime might far exceed that of the in-house, on-premises offering
    • Scalability check with the vendor. What is its largest customer install? That s the reality not the theory
    • Integrations what do they currently have out-of-the-box ? What would it cost? Ask existing customers about successes and failures?
    • Data-location in light of legislation
    • Data portability in light of discontent
    • Business continuity what would you do if the SaaS provider goes under?

    And do you actually need a SaaS tool to meet requirements around:

    • Cost and Capex
    • Functionality
    • Ease of use
    • Ease of change and upgrade
    • Moving at the speed that the parent business requires them to (or faster)?

    Selecting a SaaS tool

    It requires the same rigmarole as with selecting an on-premises tool (Why Is Buying An ITSM Tool Like Buying a Car? ) plus in the context of SaaS:

    • Watch out for commercial restrictions
    • Work out what happens if SaaS doesn t work for you or if your requirements change
    • Remember what you really need from an ITSM tool; SaaS or otherwise.

    There is a lot of choice

    There are a lot more vendors offering SaaS for ITSM than you think, here are a selection of those I have been speaking with (in alphabetical order): Axios Systems. BMC Software. CA Technologies (Nimsoft), Cherwell Software. EasyVista. helpLine. Hornbill Systems, HP. IBM. LANDesk. LiveTime. ManageEngine. Serena Software. ServiceNow, Sunrise. Sunview. SysAid. TOPdesk. Vivantio. and Zendesk ( Zendesk for IT ). A quick rule of thumb here is how much emphasis the vendor places on SaaS on its website if it s difficult to find

    If you would like to view the on-demand webinar it s here (registration required).

    Affirmative Defenses to Criminal Charges: Self-Defense, Necessity, Entrapment, Insanity – Intoxication #criminal #law, #general #law,


    Affirmative Defenses to Criminal Charges: Self-Defense, Necessity, Entrapment, Insanity Intoxication

    In some criminal cases the defendant admits committing a criminal act. A legal excuse or justification may exist. This is an affirmative defense.

    For a person to be guilty of a crime, there are two things that must exist. The person must perform an action that is prohibited by law, and do so with an intent or mental state that is described by law. These two things taking place at the same time give rise to criminal liability. The law recognizes that there are times when criminal liability can be proven, but society believes it is not proper to punish the accused.

    When a defendant admits that he has done a prohibited act, and he intended to do that act, but puts forward as a reason that it was done under a recognized exception to punishment, he is claiming an affirmative defense.

    Requirements of the Generally Accepted Affirmative Defenses

    To claim an affirmative defense a defendant typically must meet several requirements. First, he must admit that he did the act that he is accused of doing, and second evidence of the legally recognized exception to holding him responsible must be introduced. This evidence may be part of the state s case, or the defendant may introduce such evidence himself.

    Throughout the United States, each state has rules that may differ in the details of when a situation qualifies for a particular affirmative defense, but the principles involved are universal. The typically recognized affirmative defenses are:

    • Self-Defense or Defense of Others
    • Necessity Defense
    • Entrapment Defense
    • Insanity Defense
    • Intoxication Defense

    Self-Defense or Defense of Others as an Affirmative Defense

    Self-defense is an affirmative defense used by individuals charged with crimes against the person of another such as assault and battery, and in some cases murder. The actions are admitted but claimed to be legally justified by the danger presented by the alleged victim.

    There are typical elements to the successful use of self-defense to charges of a violent crime:

    • the belief of the threat was reasonable
    • there was no reasonable alternative
    • the force used was no greater than necessary to end the threat

    Each jurisdiction varies a bit on the elements, or how they are measured. In most jurisdictions if there is some evidence of self-defense raised, it becomes the prosecution’s burden to prove beyond a reasonable doubt that the claim of self-defense is not justified.

    As a legal defense to criminal charges, self-defense is hundreds of years old. John Locke called self-defense the first law of nature .

    The George Zimmerman murder trial brought issues of self-defense into the national spotlight. The jury instructions in the Zimmerman matter reflect the traditional law of self-defense.

    Necessity as an Affirmative Defense

    In some situations a defendant will argue that while he knowingly engaged in the prohibited conduct, the purpose of his doing so was necessary to prevent a harm worse than the harm caused by his violation of law. This is the affirmative defense of necessity.

    To be successful in using the Necessity Defense, typically a defendant must produce evidence that:

    • The harm to be avoided was greater than the danger posed by the prohibited conduct.
    • There was no reasonable alternative.
    • The prohibited conduct ceased as soon as the danger passed.
    • The defendant did not create the danger to be avoided.

    This may arise when there is a medical emergency such as a pregnant woman in labor, or a significant injury occurs. An individual may break traffic laws in an effort to get a distressed individual to proper services when it reasonably appears there is no alternative method to do so. There may be a decision to drive by someone whose license has been suspended to get help for another and no other reasonable means exist.

    Entrapment as an Affirmative Defense

    There may be an instance where an individual admits he committed a crime, but claims he did so because he was enticed to do so by an agent of the government. This is the affirmative defense of entrapment .

    Government participation alone will not give rise to entrapment, such as undercover agents buying drugs from someone and then charging them with delivery of a controlled substance. Generally for this defense to be effective, it must be shown that if not for the government’s participation, this individual would not have engaged in such activity.

    Insanity as an Affirmative Defense

    The concept that it takes a particular mental state to commit a crime is at the heart of the Insanity and Intoxication defenses. The theory is that if someone was incapable of forming criminal intent then he is not guilty of criminal activity. There are many variations on the Defense of Insanity from the possibility of not guilty to a finding of guilty but mentally ill. It is an incredibly complex area of law, as the human mind is a very complex entity.

    A finding of not guilty by reason of insanity does not necessarily mean freedom for a defendant. John Hinckley. Jr. shot President Ronald Reagan in 1982. Hinckley was found not guilty by reason of insanity. He remains in a mental hospital 31 years later.

    Intoxication as an Affirmative Defense

    Intoxication by either drugs or alcohol may be a defense to certain actions; however there are strict limits on its use. If the state of intoxication was self-induced, the defense is rarely effective, in that a person has diminished his own faculties and so is responsible for the actions that follow. Involuntary intoxication is another matter, and conduct that follows when a person has been drugged by another may be found to be legally excused.


    GPS Tracking Systems #vehicle #tracking #system, #gps #tracking #system, #gps #tracking #system, #car #tracking #system,


    Starcom Systems

    Starcom Systems is a global technology company specializing in automated systems for remote tracking, monitoring and management of fleets of vehicles, containers and people. The company provides complete solutions for real-time GPS fleet management and vehicle security applications, personal tracking, merchandise tracking, containers tracking and management and an online application. Starcom’s real- time GPS tracking systems provide real time information as well as live tracking and reports about the fleet, merchandise and personnel, enabling the business to manage its resources more effectively, leading to potential savings in fleet running costs, increases in productivity and improved customer service. Starcom Systems distributes and sells its products through 110 technology partners and independent operators in more than 53 countries, and its application is localized in 32 languages.

    The Technology

    The full cellular (GSM/ CDMA/ HSDPA) and location (GPS/ GLONASS) system solution allows worldwide real- time tracking via web based user friendly application, that can be easily implemented and accessed anywhere around the world, in almost any language. All of Starcom systems’ GPS tracking systems are ISO-9002 certified and meet the most demanding standards of the industry, including –
    E 24 certification,
    Safety certification
    EMC test certification
    Tuv-Rheinland certification
    and more.


    LASIK – Laser Eye Surgery Guide – How It Works, Cost, Risks #lasik, #laser #eye


    LASIK Laser Eye Surgery:
    A Complete Consumer Guide

    Refractive surgery is the term used to describe surgical procedures that correct common vision problems (nearsightedness, farsightedness, astigmatism and presbyopia) to reduce your dependence on prescription eyeglasses and/or contact lenses.

    Currently, a laser procedure called LASIK (LAY-sik) is the most popular refractive surgery performed in the United States. But there are other types of refractive surgery including other laser procedures and intraocular lens procedures that might be an even better choice for you, depending on your needs.

    The articles below will help you learn more about your surgical options so you can better discuss them with your eye doctor if you are interested in elective vision correction surgery.

    Corrective eye surgery basics

    After age 40: surgery for presbyopia

    The LASIK procedure: a complete guide

    Quick answers to your questions about LASIK and PRK

    PRK: LASIK without a flap

    How to choose a great surgeon


    Free Online LASIK Evaluation
    Are you a good candidate for LASIK? Our two-minute test creates a personalized report for you.
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    My LASIK Journey Guide – Sponsored Section
    This useful guide provides the answers to all of your questions about LASIK, whether you’re just starting your research or want information about the procedure and follow-up care.

    Custom Wavefront LASIK
    What makes it “custom” LASIK?

    Custom LASIK Q A
    A prominent U.S. Navy eye surgeon explains why he favors custom LASIK.

    IntraLase “Bladeless” LASIK
    This procedure uses a second laser, not a blade, to create the LASIK flap.

    Debate: Blade Vs. Bladeless LASIK
    Two experienced LASIK surgeons share their opinions on a much-debated topic: Should the flap-cutting device in LASIK be a microkeratome blade or a second laser?

    This procedure can reduce your dependence on reading glasses after age 40.

    Ask the LASIK Surgeon
    LASIK specialist Dr. Andrew Caster answered questions submitted by All About Vision site visitors.

    LASIK Surgeon Directory
    Read sponsored profiles of LASIK specialists in the United States and around the world.

    More LASIK Topics


    Other Laser And Corneal Procedures

    Some surgeons prefer PRK, the original laser eye surgery, especially for certain patients.

    Answers to frequently asked questions about PRK (and LASIK).

    This procedure removes only a thin layer of tissue from the corneal surface prior to laser treatment.

    Another no-flap laser procedure often used for thin corneas.

    Kamra and Presbyopia Implants
    Tiny lenses inserted in a laser-created pocket in the cornea.

    Corneal Cross-Linking (CXL)
    A procedure that strengthens the cornea; used for keratoconus treatment and to prevent or treat LASIK-related corneal ectasia.

    Conductive Keratoplasty
    CK uses radio-frequency energy to reshape the cornea.

    IOL Refractive Surgery

    Phakic IOLs
    These implantable lenses avoid removing corneal tissue and are inserted into the eye in front of your eye’s natural lens.

    Refractive Lens Exchange
    Replaces your eye’s natural lens with an IOL of a different power to correct your eyesight.

    About LASIK

    LASIK is a surgical procedure that uses a laser to correct nearsightedness, farsightedness, and/or astigmatism. In LASIK, a thin flap in the cornea is created using either a microkeratome blade or a femtosecond laser. The surgeon folds back the flap, then removes some corneal tissue underneath using an excimer laser. The flap is then laid back in place, covering the area where the corneal tissue was removed.

    With nearsighted people, the goal of LASIK is to flatten the too-steep cornea; with farsighted people, a steeper cornea is desired. LASIK can also correct astigmatism by smoothing an irregular cornea into a more normal shape.

    If you are considering LASIK eye surgery, your first step is to choose a good LASIK surgeon who can evaluate whether LASIK is right for you. Your LASIK surgeon will examine your eyes to determine their health, what kind of vision correction you need, and how much laser ablation (corneal tissue removal) is required. The doctor will also ask about any health conditions that may disqualify you altogether for LASIK surgery.

    If you are not a candidate for LASIK, you may qualify for another laser eye surgery such as PRK (similar to LASIK but without the flap), LASEK. or epi-LASIK. There are also non-laser vision correction procedures. Your prescription and eye structure will be considered to help determine which procedure is best for you.

    LASIK is an outpatient procedure, so you don’t have to stay at the surgery center overnight. The LASIK surgeon uses a computer to adjust the laser for your particular prescription. You will be asked to look at a target light for a short time while the laser sends pulses of light to painlessly reshape your cornea. The actual LASIK surgery usually takes less than five minutes.

    Home LASIK Vision Surgery

    [Page updated April 25, 2017]

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    Do I need a driver s license to drive a 49cc scooter in Missouri? #scooter


    Do I need a driver’s license to drive a 49cc scooter in Missouri?

    I recently got a ticket in Lees Summit for not having a tag. When I call the Lees Summit License Bureau they tell me one is not required. I call back and they tell me to get it inspected by Highway Patrol. Highway Patrol says they will not inspect because its not considered a motorcycle. They have totally banned under 50cc scooters.

    Yes, you do need a drivers license in Missouri. You do not need a class M, just a regular one. You also don’t need plates or insurance for a 49cc scooter provided:

    • Your scooter is less than 3 hp AND.
    • It can’t go any faster than 30 mph

    Some cities have more restrictive laws (Lee’s Summit, MO requires a motorcycle license, even if 49cc and a class M). Seems dodgy, but no one has challenged that yet.

    Hi there. I tried to research this for you, but the Missouri website on drivers licensing isn’t real specific:

    Maybe you can find the answer there. All I saw was language to the effect of “You must have a class M motorcycle license to operate a motorcycle on the highways.” But that doesn’t address what size motorcycle/scooter this applies to, or if there are exceptions.

    In many states, you don’t need a motorcycle license for a 49cc scooter, though most DO require you to at least have a regular drivers license, because that signifies you know the rules of the road.

    Were you driving your scooter without any kind of drivers license?

    If you really want an accurate answer to this question, I’d contact your Missouri governing authority directly. Here’s the phone number for their drivers license division: Driver License: 573-526-3669

    Join in and write your own page! It’s easy to do. How? Simply click here to return to Scooter Questions – Laws & Licensing .

    When you’re done here, you may also be interested in reading some of these popular pages:

    Your Help Needed!

    We have lots of unanswered questions. can you help. Also, check out our newest eScooter Club members We are growing every week!

    Trillium Resort – Spa – Muskoka Ontario #warm #spirit #spa


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    Nestled among 86 acres of pristine forest and woodlands, a spirited waterfall and a semi-private lake, Trillium Resort Spa. located in the heart of Muskoka, Ontario offers the perfect adult only vacation getaway.

    The lakeside resort accommodations feature six waterfront chalets and eleven bedsitting cottages set amid towering hardwoods. Every season offers a variety of recreational activities. The Trillium Resort Spa experience can be as active or serene as you choose. With six kilometres of hiking trails on the property, the waterfall a great place to meditate, natural rock wall, wood-fired Finnish sauna, outdoor pool hot tub, tennis court, fitness centre and a floating dock. Mountain bikes are available, as are canoes, kayaks and peddle boats. Open year round the resort offers cross-country skiing, snowshoeing, snowmobiling and skating in winter.

    Enjoy casual fine dining in the original century old Muskoka lodge which has also seen substantial restoration of its early architecture. The menu offers seasonally inspired cuisine, emphasizing fresh, simple preparation using locally grown foods. The majestic post and beam architecture of the main lodge affords a captivating and panoramic view of the lake and surrounding forest.

    The relaxed country atmosphere of the resort offers the perfect setting for gracious, intimate weddings and a peaceful and private venue for corporate retreats and business meetings .

    For a truly indulgent Ontario resort experience, Trillium Resort Spa offers an array of luxuriating body and esthetic services in the 5,000 square foot post and beam spa facility. Trillium Resort Spa uses locally handcrafted skin products tailored for our climate and senses.

    Whether it s a romantic getaway, a spa retreat to rejuvenate and revitalize your body and spirit or just a need to get away and unwind, experience the warm hospitality and rustic elegance of this resort in Muskoka, long regarded as Ontario’s favorite four-season country destination.

    Direct Insurance Co Knoxville TN Insurance opening hours and reviews, direct insurance knoxville tn.#Direct #insurance


    Direct Insurance Co, Knoxville TN

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    Pilot Travel Center, 2940 Tazewell Pike, Knoxville, TN (0.34 miles) Phone (865) 689-5520

    CubeSmart Self Storage, 4540 Walker Blvd, Knoxville, TN (0.85 miles) Phone (865) 688-0035

    Pilot Travel Center, Hwy 33, Knoxville, TN (0.88 miles) Phone (865) 922-0414

    Man Cave Indoor Storage LLC, 4158 Appalachian Way, Knoxville, TN (1.40 miles) Phone (865) 766-5367

    CubeSmart Self Storage, 3731 Shotsman Ln, Knoxville, TN (2.45 miles) Phone (865) 687-7000

    Train stations near

    Norfolk Southern (6.02 miles)

    ATM cash points near

    These cash machines are near to Direct Insurance Co Insurance

    • Suntrust, 2915 Tazewell Pike, Knoxville, TN

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    MSc in Global Finance #corporate #finance #courses #online


    Global Finance

    Next intake: September 2017

    The Cass MSc in Global Finance is a part-time online course that can be completed within 24 months. It offers you the academic rigour and support of a Cass masters combined with the flexibility and convenience of online study.

    There are intakes each year in January, May and September. You can apply now for intakes in September 2017, January 2018 and May 2018.


    • Earn a Masters degree from a globally renowned business school
    • Learn wherever you are in the world.
    • Work whilst you learn. The MSc in Global Finance allows you the flexibility to continue with both your academic and professional career at the same time.
    • Develop career-enhancing knowledge and practical skills.
    • Designed by leading Cass faculty who are experts in their chosen fields.
    • High levels of academic and practical support.
    • Learn with other professionals from all over the globe.
    • Access to the Cass careers service who will support you in the next steps of your career.
    • Enjoy the same academic standards, quality and resultant credential as our campus-based courses.
    • The Cass community. After graduation in London we hope you will play an active role as one of our Cass Alumni, comprised of professionals in over 160 countries around the world.

    At Cass Business School we know your education is personal. That s why we developed an online degree to be flexible, to meet your busy schedule. Like every degree at Cass the MSc in Global Finance is developed and taught by world class academics.
    Professor Marianne Lewis, Dean

    Developing students financial expertise to the highest level, the course provides a comprehensive grasp of the principles and theories of finance and their application to real-life corporate situations, both locally and internationally. It is set in the context of the wider global economic environment and encourages students to critically analyse contemporary theories and practical case studies.

    Find out more

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    The Satellite Shop – Satellite Equipment

    Welcome to The Satellite Shop. You have found the end to your search for your satellite needs! We have your tools, systems, antennas, and most anything else you might think of. There are many satellite equipment sites out there. So why should you shop here? Well, it s simple really. Price, selection, reputation, an the FINEST, customer service in the pack. We can say, because it s true. Our largest customer base is our returning customers, many that call in we know by name. The Internet is such a big place, but does every customer have to be a number? We don t think so.

    (330) 245-7947 (call or text)

    General Info



    Important: When payment is made by credit card, your billing address must match the address your credit card company/bank has on file for your card. If the billing address does not match the address you supply when you make your purchase, your order will not ship until the billing address has been verified. Orders that are paid via PayPal will only be shipped to confirmed addresses. For 2nd Day, Next Day Air and all international orders: If paying by credit card, you must have the order shipped to the billing address. If this is not done, there will be a delay in shipment. The customer agrees to pay all shipping costs incurred by The Satellite Shop LLC due to incorrect address information given at the time of purchase, and or refusal of product upon delivery. Accepted payments types are: Personal/Cashiers Check, Money Order, PayPal, Visa, MasterCard, Discover Card. Please Note: All Credit Card purchases are billed by you, the customer, at the instant you submit your order online. Payment by Company Check available upon prior approval only.

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    Vodat Managed Networks, IP Telephony and PCI Compliance Solutions for UK Retail – Vodat International



    Hospitality .

    Payment Services .

    Retail .

    Vodat International provides a range of telecommunications technology including solutions such as Wide Area Data Networks, IP Telephony, Calls Lines, WiFi Networks, PCI Security Solutions, EFT Payment Services, Mobile Marketing and Audio Visual Media; all supported and maintained by our exemplary pro-active management support.

    Our differentiator is the experience and dedication we apply to our target market, whilst providing a range of products and services developed specifically for the retail and hospitality and leisure sectors.

    Vodat s Communicating Excellence program is engineered to assist with the challenges of operating multi-location retail businesses in an environment which is more complex and competitive than ever before. With multichannel communications affecting how and when customers shop, it has never been so crucial to adapt to our ever-changing digital world.

    Vodat International have a dedicated Hospitality and Leisure team to manage businesses across a spectrum of sectors such as Hotels, Pubs and Restaurants, Travel and Tourism, Sport, Leisure and Gambling. By offering our expertise and flexibility, we will continue our dedication in providing an exemplary service across multiple sectors.


    Our proactively Managed Data Network lays the foundations for our Communicating Excellence Solutions Programme; the bedrock of our business. Our mission remains unchanged, to deliver an exemplary service that exceeds customer expectations, whilst producing year on year savings for our clients.

    Vodat s IP Telephony solutions can be tailored to meet a business requirements; the solution includes voicemail, hunt groups, wall boards, voice and video conferencing, conferencing facilities and web chat.

    Business Class WiFi enables retail and hospitality businesses to deploy PDQ s, tablets, wireless devices, whilst creating superior customer service and providing customers access to the web.

    3G services ensure the delivery of an always-on network connection for our clients. Additionally, Vodat can provide a back up ADSL connection for added resilience.

    Click here to visit our solutions.


    Unified Communications from Vodat International provides scalable solutions from cloud based IP telephony, through to the ultimate contact management system for UK retailing companies. Its deployment as an IP based PBX system is just the start of the savings you will get from our highly functional IP telephone solution.

    This award winning Call Center Management Application has been specifically developed for retailers to achieve a new level of communication, across all retail operations. Its integration with Microsoft Outlook at head office, all retail stores, and the Store Communicator between head office, is guaranteed to increase your staff productivity. For more information about our IP based PBX systems and VoIP telephony services, please visit One Retail.

    Store Communicator is an extension of telecommunicate, that provides a range of highly effective communications tools for your business. It makes it easier for your staff to track and manage tasks, diary appointments and messages, deploy changes to procedures and instructions, and target the distribution of any electronic material to one, or all of your stores. To see the advantages of this retail management software system, including compliance workflow and e-learning solutions, please visit Store Communicator.

    To learn more about how Vodat International s Unified Communication Solutions and Store Communicator can help you deliver a better customer experience, call us now on 0161 406 1820 or contact us .

    Customer Experience

    In today s multi-channel environment, the ability to allow customer contact by any means including voice, web chat and Email, is an essential element of retailing. Extending Vodat s Unified Communications, enables you to track and record all inbound and outbound contact with your customers; therefore ensuring the possibility of never missing a customer call again.

    Its unified messaging features make it easy for your customers to phone, fax, e-mail, and talk on-line to whoever they need to according to the rules that you set. It can uniquely integrate data, associated with each contact for future reference, avoiding potential missed opportunities to sell, up-sell or cross sell to that particular customer. It is simply the most powerful telephony tool on the market today.

    Combined with Store Communicator, it will ensure that when you make that all important customer contact, your staff have been effectively trained and armed with the information they need for a successful sale.

    For more information about Vodat International s Unified Communications, and Customer Experience Solutions for retail businesses in the UK, call Vodat today on 0161 406 1820 or submit you details in the contact section .


    Security cannot be ignored. Retail has always been aware of the advantages of CCTV usage in stores to reduce losses, but data security has also become increasingly high profile. Your suppliers and your customers need to be assured that their information is secure. PCI certification is mandatory for anyone processing credit and debit card transactions.

    Unified Payments is Vodat International s level 1 PCI DSS compliant payment service. This provides UK retailers with a single, fast and secure interface for all EFT transactions, generated through stores, e-commerce, mail order, land lines, mobiles and telesales.

    Business continuity and disaster recovery are also an essential part of a retailer s responsibilities, and Vodat International takes security extremely seriously; our network is inherently secure and the operational procedures at our offices and data centres, are to the International security standard ISO 27000.

    Our PCI solutions have been selected to assist retailers in gaining PCI accreditation, as well as reducing the risk of losing customer data. The services we provide include consultancy and QSA services to provide a full gap analysis. Log management, penetration testing, PCI ASV testing, internal vulnerability assessment, intrusion detection and wireless access point alerting.

    For more information about our Payment Service, Secure managed network and PCI services for retailers, please call Vodat International on 0161 406 1820 or submit your details in the contact us section.

    Speciality Retail Group

    Accredited ONLINE Bachelor – s in Social Work Programs – Online Schools Center #accredited #online


    Accredited ONLINE Bachelor s in Social Work Programs

    Finding an online school specializing in bachelor s of social work degrees is no easy task! Most universities have some sort of social sciences degree but not a specialization in social work, or they only carry master s or doctorate level degrees in social work. Some are accredited by the Council of Social Work Education which carry the highest of standards in social work education.

    Most social work degree holders do go on to receive their master s in social work as most states require this degree and for you to be licensed in your state. The skills and education you receive will aid in your ability to work in a multitude of settings, from schools and hospitals to government agencies and child welfare. Social workers help people in their everyday lives cope with problems and learn ways to solve those problems.

    Most social workers need a bachelor s degree but if you want to become a clinical social worker you must also have a master s degree AND two years of post-master experience in a supervised clinical setting and be licensed, as I mentioned above.

    According to the Bureau of Labor Statistics the annual median wage for social workers was $44,200 in May 2012 and expected job growth is 19 percent through the year 2022 which is faster than average for ALL occupations. Increased demand could be an attributing factor in its fast growth predictions.

    Let s get started.


    Brescia University is a liberal arts Catholic institution, founded in 1950 and located in Owensboro, KY. They offer 100% online courses and are in tune with the needs of those with families and careers by offering accelerated formats and flexibility.

    Entering Brescia s Bachelor s of Social Work Completion Program requires you to have completed 45 credit hours to qualify for the program. If you do not have these credits, they suggest that you receive an Associate s in Human Services, which is also an online degree offered by Brescia, that will also give you a wonderful boost in preparation for the program. Because this is a completion program all students must have an associate s degree or transferable credits to be allowed into the program.

    They boast affordability (tuition is generally around $19,000 per academic year for in-state or out-of-state residents), flexible courses, and, of course, are fully accredited by the Council on Social Work Education .

    It generally takes two years to complete the program for those that meet the minimum general education requirements of Brescia University and whom have 86 transferable credits. For those who don t quite meet the requirements it may take a little longer. Forty-two (42) credits are required to get your bachelor s degree and you may check out the two links below for more information regarding the courses available and general education and social work requirements.



    Located in Arcata, CA, the university was established in 1913 and their social work program is completely accredited by the Council on Social Work Education. In addition to completing your undergraduate degree you may also go on to getting your graduate degree online as well.

    Tuition to HSU varies depending on whether you are a resident of the state of California or not. Its in-state tuition and fees are $7,138 for the 2013-2014 year and out-of-state tuition and fees are $18,298 for the same time frame.

    The program, called Distributed Learning, follows the same course structure as if you were attending its brick and mortar option. Each Monday from 6-9 PM each semester is a live online course meeting you are required to attend and you must participate in the annual Campus Intensive . All new students must attend an on-campus orientation the first week of the fall semester.

    Courses at HSU are NOT self-paced. You must be able to manage your time to complete assignments, readings and group activities on a weekly basis. Most faculty and peer contact is conducted via written communication. According to the Humboldt State University website, Students who are participating in our Distributed Learning programs for BASW and MSW degrees complete the same requirements for field education as on-campus students.



    Regionally accredited by the Western Association of Schools and Colleges, Brandman University has multiple campuses all over California and Washington and is a separate university within the Chapman University system. Their online Bachelor of Arts in social work degree program requires 400 hours of on-site, supervised field practice in a social service agency which prepares the foundation for entry-level careers in the areas of mental health, child welfare, developmental disabilities and so on.

    Tuition at Brandman for a Bachelor s Degree is $500.00 per credit hour for 2013-2014 tuition according to their website. To graduate in this bachelor s degree program you must have a minimum of 120 credits. In order to be admitted into the program, you must have completed 12 or more transferable baccalaureate level credits.



    Established in 1964 and located in Cincinnati, OH, Union Institute and University offers an online Bachelor s of Social Work degree and is now in candidacy to received full accreditation from the Council on Social Work Education Commission in 2014. Any students enrolling in the program now, even before official accreditation status is granted, will graduate with an accredited social work program. The school as a whole is accredited by The Higher Learning Commission and is a member of the North Central Association.

    The social work online degree curriculum meets the educational requirements modeled by the National Educational Policy and Accreditation Standards for admission to part-time and full-time MASTER S degree programs in the social work field upon completion of the program.

    You may also accelerate your degree completion by transferring credits from other accredited colleges and universities, in addition to, on-the-job training experience, daily access to faculty advisors, and a flexible course delivery that enables you to schedule your studies around your busy life.

    The bachelor of science major in social work at Union Institute and University goes not give credit for life or previous work experience.